ZIP 62077 Foreclosure, Tax-Lien & Distress Report
Montgomery County, Illinois · Affordable market
Montgomery County, Illinois's ZIP 62077 registers 12/100 composite distress, which DLRadar reads as minimal. Its heaviest discrete signals: construction/permit lag (36/100), structural risk (25/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). Latent structural risk is 25/100 while live distress already moving reads 1/100.
The market reads peak — home values rose 4.7% year on year, at 30/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
A median home runs $54,700 here, or 1.0 times local income. Owners hold 86% of homes, renters 14%. Population is roughly 327 with a median age of 49. The ZIP holds roughly 187 housing units. Roughly 9.5% live below the poverty line. At $60,096, median income runs below typical U.S. levels. On demographic stress specifically, 62077 scores 18/100. Rent burden reaches 10% of tenant households. Vacancy runs 9.2%. Around 8% of adults hold a bachelor's degree or higher.
Overall, 62077 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Because one deterministic model scores every ZIP, 62077's 12/100 can be lined up against any neighbor in Montgomery County, Illinois or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 62077, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 12/100 figure for 62077 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 62077 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 62077’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 62077 by the numbers
The live 62077 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Montgomery County ZIPs near 62077
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Other reports tied to Montgomery County, Illinois — ZIP, county and statewide.
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Rules-based scoring — each signal ties to a public dataset · methodology