ZIP 62560 Property Distress & Foreclosure Data

DLRadar grades ZIP 62560 (Montgomery County, Illinois) at a low 18/100 for overall property distress. Property-level stress concentrates in construction/permit lag (75/100), structural risk (39/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100). The latent-versus-live split is 39/100 structural and 1/100 already moving. Environmental exposure also runs high (climate & FEMA risk (66/100)).

The expansion-phase market in 62560 posted values that rose 7.1% over the year, and 38% higher over three years (phase confidence 36/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

73% of housing is owner-occupied. The poverty rate is 17.9% — high, a tax-stress and distress correlate. The typical home is worth about $110,000 (1.4× income, relatively affordable). The demographic-stress sub-score lands at 22/100. At $71,875, median income runs near typical U.S. levels. Around 29% of adults hold a bachelor's degree or higher. Around 22% of renters are cost-burdened. Population is roughly 1,489 with a median age of 38. The ZIP holds roughly 583 housing units. The vacancy rate is 3.7%.

On balance 62560 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.