ZIP 62538 Property Distress & Foreclosure Data

DLRadar grades ZIP 62538 (Montgomery County, Illinois) at a minimal 14/100 for overall property distress. Structural risk reads 31/100 against active distress of 1/100. Property-level stress concentrates in construction/permit lag (45/100), structural risk (31/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (63/100).

The market reads expansion — home values rose 7.2% year on year, at 37/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 132 housing units across 62538. A median home runs $86,700 here, or 1.2 times local income. Households earn a median $71,875 — near the roughly $78,000 national figure. Vacancy runs 8.3%. On demographic stress specifically, 62538 scores 20/100. Rent burden reaches 8% of tenant households. The tenure split is 81% owner-occupied to 19% rented. About 13% have a four-year degree. About 444 people live here, median age 42. Roughly 12.6% live below the poverty line.

Net-net, 62538 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.