Montgomery County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Montgomery County, Illinois? DLRadar grades every Montgomery County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 19/100. Here is the 2026 Montgomery County breakdown.
- Montgomery County's most distressed ZIP is 62069 at 19/100.
- 28 ZIP codes tracked in Montgomery County, averaging 12/100 distress.
- Montgomery County reads expansion — home values up 5.3% year over year.
- Vacancy runs 10.5% across Montgomery County's tracked ZIPs, with a 12.8% poverty rate.
- The typical Montgomery County home is worth about $121,707 against a ~$64,465 median income.
- Lending headwind in Montgomery County sits at 67/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 62069 | 19/100 |
| 2 | 62558 | 19/100 |
| 3 | 62640 | 19/100 |
| 4 | 62690 | 19/100 |
| 5 | 62074 | 18/100 |
| 6 | 62572 | 16/100 |
| 7 | 62056 | 15/100 |
| 8 | 62553 | 13/100 |
| 9 | 62560 | 13/100 |
| 10 | 62019 | 12/100 |
| 11 | 62077 | 12/100 |
| 12 | 62086 | 11/100 |
Most distressed ZIP codes in Montgomery County (composite distress 0-100, 2026)
What is driving Montgomery County distress
Montgomery County's placement in the national index rests on public filings — a 12/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Montgomery County market phase and pricing
DLRadar places Montgomery County in expansion; prices moved up 5.3% over the year. Longer marketing times follow, and with them the sellers worth calling.
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What people ask
Which ZIP code leads Montgomery County on distress?
ZIP 62069 leads Montgomery County at 19/100, recomputed monthly from public records.
Which phase does Montgomery County sit in right now?
Montgomery County reads expansion, with home prices up 5.3% year over year. Phase comes from FHFA House Price Index trajectory.
How is the Montgomery County data sourced?
Every Montgomery County figure traces to a public source — FHFA House Price Index for the expansion trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 28 Montgomery County ZIP codes that it runs on every other U.S. county, so Montgomery County's numbers are directly comparable to any other market.
How much do distress scores vary between Montgomery County ZIP codes?
A county average hides the spread. Across the Montgomery County ZIPs DLRadar ranks, scores run from 19/100 in 62069 down to 11/100 in 62086, against a Montgomery County average of 12/100. That 8-point gap is why acquisition targeting in Montgomery County works at ZIP level rather than county level.
What do Montgomery County home values and vacancy say about distressed supply?
The typical Montgomery County home carries about $121,707 of value against a median household income near $64,465. Vacancy across Montgomery County's tracked ZIPs runs 10.5% and the poverty rate is 12.8%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Montgomery County's foreclosure and tax-lien filings and its 67/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.