Montgomery County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Montgomery County, IL distress report, 2026: 28 ZIPs scored in Montgomery, IL, Montgomery, IL average 12/100; the top Montgomery, IL ZIP is 62558 at 20/100; Montgomery, IL market phase expansion, Montgomery, IL prices +5.3% year over year.
- Montgomery, IL ranks #1,862 nationally (opportunity index); Montgomery, IL #47 in Illinois; Montgomery, IL index 28.2.
- Montgomery, IL: no CFPB county sample; Montgomery, IL non-metro area reading 1.4%.
- Montgomery, IL ZIP phases: 19 expansion, 9 peak.
- Montgomery, IL residential listings tracked: 17 across 16 ZIPs; Montgomery, IL candidate listings 13.
- Montgomery, IL HUD assisted properties: 1 with 69 units.
- Montgomery, IL lenders on watch: 8; largest Montgomery, IL footprint Bank&Trust Co (8 branches).
- Montgomery, IL most distressed ZIP: 62558 at 20/100.
Montgomery, IL figures: DLRadar distress index; Montgomery, IL inputs: CFPB, FHFA, HUD, FDIC; Montgomery, IL rebuilt as sources refresh.
| Rank | Montgomery, IL ZIP | Score |
|---|---|---|
| 1 | 62558 | 20/100 |
| 2 | 62690 | 19/100 |
| 3 | 62069 | 18/100 |
| 4 | 62640 | 18/100 |
| 5 | 62074 | 17/100 |
| 6 | 62572 | 16/100 |
| 7 | 62056 | 15/100 |
| 8 | 62553 | 13/100 |
| 9 | 62560 | 13/100 |
| 10 | 62015 | 11/100 |
| 11 | 62017 | 11/100 |
| 12 | 62019 | 11/100 |
Most distressed Montgomery, IL ZIPs (0-100, 2026)
Mortgage delinquency around Montgomery, IL
No CFPB county sample covers Montgomery, IL; the non-metro area reading for Montgomery, IL: 1.4% ninety-plus; Montgomery, IL area thirty-to-eighty-nine 2.8% (December 2025, Montgomery, IL); Illinois overall 1.1%.
Opportunity index: Montgomery, IL
Montgomery, IL index 28.2, Montgomery, IL phase early_signal; Montgomery, IL primary driver bank institutional, Montgomery, IL second driver vacancy. Montgomery, IL components: property stress 10.9, foreclosure pressure 9.5, listing discounts 41.9, bank stress 61.6, insurance 0.0; Montgomery, IL pulse 29.2; Montgomery, IL capital opportunity 26.6.
ZIP market phases inside Montgomery, IL
28 Montgomery, IL ZIPs carry a price-cycle phase; Montgomery, IL ZIPs by phase (Montgomery, IL), deepest drawdown first: expansion, +5.3% YoY (Montgomery, IL): 62015, 62032, 62049, 62051, Montgomery, IL 62076, 62080, 62089; expansion, +5.2% YoY (Montgomery, IL): 62017; peak, +4.4% YoY (Montgomery, IL): 62019; peak, +4.9% YoY (Montgomery, IL): 62056; peak, +4.0% YoY (Montgomery, IL): 62069, 62074; expansion, +5.4% YoY (Montgomery, IL): 62075; peak, +4.7% YoY (Montgomery, IL): 62077; expansion, +5.5% YoY (Montgomery, IL): 62083; peak, +4.2% YoY (Montgomery, IL): 62086.
Residential listings by Montgomery, IL ZIP
Montgomery, IL ZIPs with the most tracked Montgomery, IL residential listings: 62056 8 listings, 5 candidates, bank pressure 64; 62049 3 listings, 2 candidates, bank pressure 65; 62017 2 listings, 2 candidates, bank pressure 65; 62075 2 listings, 2 candidates, bank pressure 63 (Montgomery, IL); 62051 1 listings, 1 candidates, bank pressure 65; 62094 1 listings, 1 candidates, bank pressure 65; 62015 0 listings, 0 candidates, bank pressure 65; 62032 0 listings, 0 candidates, bank pressure 66. Montgomery, IL totals: 17 listings; Montgomery, IL candidates 13; active ZIPs 5.
HUD assisted housing in Montgomery, IL
1 assisted properties with 69 units sit in Montgomery, IL; largest Montgomery, IL properties: Evergreen Place Litchfield (Litchfield) 69 units.
Lenders with branches in Montgomery, IL
Montgomery, IL lenders by branch count: Bank&Trust Co (Montgomery, IL): stress 65, 8 branches low in Montgomery, IL; Litchfield National Bank (Montgomery, IL): stress 82, 2 branches low in Montgomery, IL; Constitution Bank Na (Montgomery, IL): stress 71, 2 branches low in Montgomery, IL; First Cmty Bank Of Hillsboro (Montgomery, IL): stress 67, 2 branches low in Montgomery, IL; First Nb Of Litchfield (Montgomery, IL): stress 60, 2 branches low in Montgomery, IL; Heartland Bank&Trust Co (Montgomery, IL): stress 51, 2 branches low in Montgomery, IL; First Nb Of Raymond (Montgomery, IL): stress 73, 1 branch low in Montgomery, IL; First Nb Of Nokomis (Montgomery, IL): stress 62, 1 branch low in Montgomery, IL.
Vacancy and permits, Montgomery, IL
1,176 of 12,495 Montgomery, IL housing units are vacant; Montgomery, IL permits, twelve months: 0 multifamily units in Montgomery, IL, 20 one-to-four unit units.
Work Montgomery, IL at the parcel level
Every Montgomery, IL parcel carries owner and address; every Montgomery, IL parcel carries APN; Montgomery, IL distress scores sit on the Montgomery, IL live board.
Montgomery, IL figures refresh with each source.
Montgomery, IL questions
Most distressed ZIP code in Montgomery County, IL?
ZIP 62558 leads Montgomery, IL at 20/100; next in Montgomery, IL: 62690 at 19/100; the Montgomery, IL average is 12/100.
Where does Montgomery County, IL rank for investment opportunity?
Montgomery, IL is #1,862 among all ranked counties, #47 in Illinois; the Montgomery, IL driver is bank institutional; Montgomery, IL moved up 617 places.
How many mortgages are delinquent in Montgomery County, IL?
Montgomery, IL takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Montgomery, IL.
Which banks lend in Montgomery County, IL?
8 watched lenders hold Montgomery, IL branches; the largest Montgomery, IL footprints are Bank&Trust Co (8), Litchfield National Bank (2), Constitution Bank Na (2).
More on Montgomery, IL
Montgomery County, IL distress report: public-record figures for Montgomery, IL; not legal advice for Montgomery, IL; not tax or investment advice; verify every Montgomery, IL record before acting.