ZIP 62076 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 62076 (Montgomery County, Illinois) at a minimal 11/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (64/100). The latent-versus-live split is 22/100 structural and 1/100 already moving. The sharpest non-environmental signals are structural risk (22/100), construction/permit lag (7/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The expansion-phase market in 62076 posted values that rose 5.3% over the year (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

85 residents call 62076 home, typically aged 65. About 20% have a four-year degree. Home values center near $46,200, an affordability ratio of 1.8× — accessible. Owners hold 100% of homes, renters 0%. DLRadar's demographic-stress index for the area reads 30/100. Roughly 9.4% live below the poverty line. The ZIP holds roughly 45 housing units. Vacancy runs 0.0%. Households earn a median $51,458 — below the roughly $78,000 national figure.

Net-net, 62076 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 62076 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 62076 runs through one identical scoring model, so its 11/100 sits on the same scale as every other ZIP in Montgomery County, Illinois and the nation. Sparse data for 62076 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 11/100 for 62076 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 62076 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.