ZIP 63040 Property Distress & Foreclosure Data

In St. Louis County, Missouri, ZIP 63040 scores 35 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (79/100), construction/permit lag (69/100), institutional ownership (56/100). On the quiet end sit mortgage stress (21/100). The latent-versus-live split is 79/100 structural and 6/100 already moving. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (97/100), FEMA disaster exposure (64/100)).

The peak-phase market in 63040 posted values that rose 4.0% over the year, and 11% higher over three years (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $426,600 (3.1× income, relatively affordable). The poverty rate is 2.7% — low. Around 46% of renters are cost-burdened. The ZIP holds roughly 3,225 housing units. The vacancy rate is 1.5%. Around 64% of adults hold a bachelor's degree or higher. At $130,139, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 23/100. Population is roughly 8,826 with a median age of 42. 88% of housing is owner-occupied.

On balance 63040 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.