ZIP 63040 Foreclosure, Tax-Lien & Distress Report

In St. Louis County, Missouri, ZIP 63040 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. The pressure is most legible in structural risk (72/100), construction/permit lag (53/100), institutional ownership (49/100). On the quiet end sit mortgage stress (21/100). The split runs 72/100 structural to 6/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (97/100).

The market reads peak — home values rose 3.9% year on year, and 11% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

A median home runs $426,600 here, or 3.1 times local income. The poverty rate is 2.7% — low. Around 46% of renters are cost-burdened. There are about 3,225 housing units across 63040. Vacancy runs 1.5%. Educational attainment sits at 64% bachelor's-or-above. Households earn a median $130,139 — above the roughly $78,000 national figure. On demographic stress specifically, 63040 scores 23/100. 8,826 residents call 63040 home, typically aged 42. 88% of housing is owner-occupied.

On balance 63040 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 63040 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 63040's 32/100 can be lined up against any neighbor in St. Louis County, Missouri or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 63040, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

63040's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 63040 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.