ZIP 63077 Property Distress & Foreclosure Data

In Franklin County, Missouri, ZIP 63077 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (96/100), climate & FEMA risk (85/100). The latent-versus-live split is 66/100 structural and 5/100 already moving. Its standout signals are structural risk (66/100), institutional ownership (48/100), construction/permit lag (46/100). mortgage stress (18/100) stay muted.

Prices here sit in a peak phase: values rose 4.0% over the trailing year, and 24% higher over three years (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 71% of homes, renters 29%. 11.0% of residents fall below the poverty threshold. Around 39% of renters are cost-burdened. Educational attainment sits at 13% bachelor's-or-above. Median household income is $56,458, below the U.S. median near $78,000. The ZIP holds roughly 5,224 housing units. The vacancy rate is 11.9% — elevated. 11,466 residents call 63077 home, typically aged 40. DLRadar's demographic-stress index for the area reads 30/100. Home values center near $178,200, an affordability ratio of 2.9× — accessible.

Overall, 63077 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.