Franklin County, MO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Franklin County, MO distress report, 2026: 23 ZIPs scored in Franklin, MO, Franklin, MO average 27/100; the top Franklin, MO ZIP is 63005 at 33/100; Franklin, MO market phase peak, Franklin, MO prices +3.9% year over year.
- Franklin, MO ranks #1,909 nationally (opportunity index); Franklin, MO #68 in Missouri; Franklin, MO index 28.0.
- Franklin, MO: no CFPB county sample; Franklin, MO metro area reading 0.8%.
- Franklin, MO ZIP phases: 23 peak.
- Franklin, MO residential listings tracked: 36 across 20 ZIPs; Franklin, MO candidate listings 18.
- Franklin, MO HUD assisted properties: 2 with 84 units.
- Franklin, MO lenders on watch: 8; largest Franklin, MO footprint Bank Of Washington (6 branches).
- Franklin, MO most distressed ZIP: 63005 at 33/100.
Franklin, MO figures: DLRadar distress index; Franklin, MO inputs: CFPB, FHFA, HUD, FDIC; Franklin, MO rebuilt as sources refresh.
| Rank | Franklin, MO ZIP | Score |
|---|---|---|
| 1 | 63005 | 33/100 |
| 2 | 63069 | 30/100 |
| 3 | 63015 | 29/100 |
| 4 | 63013 | 28/100 |
| 5 | 63039 | 28/100 |
| 6 | 63041 | 28/100 |
| 7 | 63055 | 28/100 |
| 8 | 63056 | 28/100 |
| 9 | 63060 | 28/100 |
| 10 | 63061 | 28/100 |
| 11 | 63072 | 28/100 |
| 12 | 63073 | 28/100 |
Most distressed Franklin, MO ZIPs (0-100, 2026)
Mortgage delinquency around Franklin, MO
No CFPB county sample covers Franklin, MO; the metro area reading for Franklin, MO (St. Louis, MO-IL): 0.8% ninety-plus; Franklin, MO area thirty-to-eighty-nine 2.2% (December 2025, Franklin, MO); Missouri overall 0.9%.
Opportunity index: Franklin, MO
Franklin, MO index 28.0, Franklin, MO phase early_signal; Franklin, MO primary driver bank institutional, Franklin, MO second driver construction. Franklin, MO components: property stress 16.2, foreclosure pressure 14.8, listing discounts 32.3, bank stress 58.1, insurance 0.0; Franklin, MO pulse 30.8; Franklin, MO capital opportunity 24.6; Franklin, MO seven-day change +0.2%.
ZIP market phases inside Franklin, MO
23 Franklin, MO ZIPs carry a price-cycle phase; Franklin, MO ZIPs by phase (Franklin, MO), deepest drawdown first: peak, +3.9% YoY (Franklin, MO): 63005, 63013, 63014, 63015, Franklin, MO 63037, 63039, 63041, 63055, Franklin, MO 63056, 63060, 63061, 63069, Franklin, MO 63072, 63073, 63077; peak, +4.0% YoY (Franklin, MO): 63068.
Residential listings by Franklin, MO ZIP
Franklin, MO ZIPs with the most tracked Franklin, MO residential listings: 63069 10 listings, 8 candidates, bank pressure 61; 63090 7 listings, 2 candidates, bank pressure 63; 63077 6 listings, 1 candidates, bank pressure 63; 63084 4 listings, 3 candidates, bank pressure 63 (Franklin, MO); 63055 3 listings, 0 candidates, bank pressure 63; 63068 3 listings, 2 candidates, bank pressure 59; 63080 2 listings, 2 candidates, bank pressure 63; 63089 1 listings, 0 candidates, bank pressure 63. Franklin, MO totals: 36 listings; Franklin, MO candidates 18; active ZIPs 8.
HUD assisted housing in Franklin, MO
2 assisted properties with 84 units sit in Franklin, MO; largest Franklin, MO properties: Osage Estates (Pacific) 72 units; Park Hill (Union) 12 units, 12 assisted.
Lenders with branches in Franklin, MO
Franklin, MO lenders by branch count: Bank Of Washington (Franklin, MO): stress 65, 6 branches moderate in Franklin, MO; Sullivan Bank (Franklin, MO): stress 73, 5 branches low in Franklin, MO; Bank Of Franklin County (Franklin, MO): stress 80, 4 branches moderate in Franklin, MO; Citizens Bank (Franklin, MO): stress 52, 4 branches moderate in Franklin, MO; First State Community Bank (Franklin, MO): stress 45, 4 branches moderate in Franklin, MO; United Bank Of Union (Franklin, MO): stress 67, 3 branches low in Franklin, MO; Heritage Community Bank (Franklin, MO): stress 69, 2 branches moderate in Franklin, MO; Farmers&Merchants Bk St Clai (Franklin, MO): stress 60, 2 branches low in Franklin, MO.
Vacancy and permits, Franklin, MO
3,276 of 46,312 Franklin, MO housing units are vacant; Franklin, MO permits, twelve months: 251 multifamily units in Franklin, MO, 503 one-to-four unit units.
Work Franklin, MO at the parcel level
Every Franklin, MO parcel carries owner and address; every Franklin, MO parcel carries APN; Franklin, MO distress scores sit on the Franklin, MO live board.
Franklin, MO figures refresh with each source.
Franklin, MO questions
Most distressed ZIP code in Franklin County, MO?
ZIP 63005 leads Franklin, MO at 33/100; next in Franklin, MO: 63069 at 30/100; the Franklin, MO average is 27/100.
Where does Franklin County, MO rank for investment opportunity?
Franklin, MO is #1,909 among all ranked counties, #68 in Missouri; the Franklin, MO driver is bank institutional; Franklin, MO moved up 228 places.
How many mortgages are delinquent in Franklin County, MO?
Franklin, MO takes the metro area reading of 0.8% for December 2025; no CFPB county sample covers Franklin, MO.
Which banks lend in Franklin County, MO?
8 watched lenders hold Franklin, MO branches; the largest Franklin, MO footprints are Bank Of Washington (6), Sullivan Bank (5), Bank Of Franklin County (4).
More on Franklin, MO
Franklin County, MO distress report: public-record figures for Franklin, MO; not legal advice for Franklin, MO; not tax or investment advice; verify every Franklin, MO record before acting.