Franklin County, MO: Home-Insurance Distress & Forced-Sale Pressure
Franklin County, MO: 59/100 (elevated) home-insurance distress; Franklin, MO band MEDIUM; Franklin, MO #908 of 3,222 counties; Franklin, MO #18 of 115 in Missouri; raw Franklin, MO 62.6.
FEMA hazard, Franklin, MO: 40/100; Franklin, MO declarations, three years: 3; Franklin, MO perils: 3 severe-storm; Franklin, MO five-year count 3 (severity 6.0); Franklin, MO ten-year 3; hazard-weighted, Franklin, MO: 3.0.
Declared incidents on the Franklin, MO record: 2025 Severe Storm 3 (Franklin, MO).
NFIP claims, Franklin, MO, three years: 20; Franklin, MO payouts $777,158; per Franklin, MO claim $38,858; Franklin, MO claim-stress 88/100.
Franklin, MO monthly score fell, 69 (March 2026) to 63 (October 2026); Franklin, MO by month: March 69, April 69, May 67, June 67 (Franklin, MO), July 70, August 63, September 63, October 63.
Franklin, MO components: climate 46, NFIP claims 88; Franklin, MO retreat index 63.
Construction distress, Franklin, MO: 42/100 as of August 2026 (Franklin, MO: 50/100 one-to-four unit, 21/100 multifamily).
Franklin, MO ZIPs, June 2026 (Franklin, MO, 16 highest): score 0 (Franklin, MO), climate 99 (Franklin, MO): 63005; score 0 (Franklin, MO), climate 91 (Franklin, MO): 63069; score 0 (Franklin, MO), climate 87 (Franklin, MO): 63015; score 0 (Franklin, MO), climate 85 (Franklin, MO): 63013, 63039, 63041, 63055, Franklin, MO 63056, 63060, 63061, 63072, Franklin, MO 63073, 63077, 63079, 63084, Franklin, MO 63089.
DLRadar rescores Franklin, MO monthly; Franklin, MO readings join Franklin, MO foreclosure, lien and ownership parcels (Franklin, MO), so cost-squeezed Franklin, MO owners surface before listing.
Inside Missouri, Franklin County ranks 18th of 115 counties for home-insurance distress at 59/100; Jefferson County (60/100) sits just above Franklin County, and Pulaski County (59/100) sits just below Franklin County.
Deterministic. Every Franklin County, MO signal traces to a public Franklin dataset (FEMA, NFIP, Census for Franklin, MO) · how insurance distress works in Franklin, MO · methodology
FAQ: Franklin County, MO insurance distress
What is the Franklin County, MO home-insurance-distress score?
Franklin, MO: 59/100 (MEDIUM), #908 of 3,222, #18 in Missouri. FEMA hazard, Franklin, MO: 40/100; NFIP stress, Franklin, MO: 88/100; construction, Franklin, MO: 42/100; Franklin, MO rescores monthly.
Is Franklin County insurance distress getting better or worse (MO)?
Franklin, MO: 69 in March 2026; Franklin, MO: 63 in October 2026 (better); Franklin, MO climate component 46; Franklin, MO NFIP claims score 88.
How many flood-insurance claims has Franklin County, MO had?
Franklin, MO: 20 NFIP claims, three years; Franklin, MO paid $777,158; per Franklin, MO claim $38,858; carriers reprice Franklin, MO against that record.
Which Franklin County ZIP codes carry the most insurance distress (MO)?
Franklin, MO, June 2026: 63005 at 0, 63069 at 0, 63015 at 0, 63013 at 0; Franklin, MO climate scores there: 99, 91, 87, 85.
Why does Franklin, MO insurance distress create sellers?
A Franklin, MO premium outruns the Franklin, MO budget; a carrier leaves Franklin, MO; Franklin, MO carrying cost passes plan; Franklin, MO owners sell while current; Franklin, MO insurance distress leads Franklin, MO foreclosure data.