Cole County, MO: Foreclosures, Tax Liens & Distressed Properties
Cole County, MO, Missouri: 9 ZIP codes scored, Cole County, MO averaging 19/100 (low, Cole, MO), from 13 to 21. Cole County, MO is in its peak phase (Cole, MO confidence 37/100): Cole, MO home prices up 2.3% (Cole, MO) over twelve months. Cole County, MO lender headwind: 22/100.
Highest-scoring Cole County, MO ZIPs: 65053 (21/100), 65101 (21/100), 65109 (21/100), 65040 (20/100), 65076 (20/100), 65023 (19/100). Also scored in Cole County, MO: 65074, 65032, 65058.
Across Cole County, MO's scored ZIPs: median home value $233,689, household income $73,689, 9.0% vacancy, 6.3% poverty, 83% owner-occupied, median age 43.9.
Cole County, MO insurance distress 18/100 (#2,386 in the US); FEMA hazard 0/100 for Cole, MO; 1 Cole, MO NFIP flood claims, $4K paid; Cole, MO construction distress 50/100.
12 banks with 29 branches lend in Cole County, MO; Cole, MO weighted bank stress 52/100, highest 73/100 in Cole, MO.
Cole County, MO unemployment 3.3% (Cole, MO +0.1 pts, six months); 164 new housing units permitted in Cole County, MO over twelve months, Cole, MO down 4% from 171; Cole, MO home prices +11.5% a year (Cole, MO) over three years.
33,533 housing units in Cole County, MO; 10,036 Cole, MO renter households; 32% of Cole, MO renters spend 30%+ of income on rent, 14% (Cole, MO) half or more.
Cole County, MO ranks #2,992 nationally on the opportunity index (Cole, MO, among all ranked counties); Cole, MO scores 23.2/100 and Cole, MO sits #113 inside Missouri. Cole, MO is in the weak opportunity phase; Cole, MO's primary driver is construction, Cole, MO second driver bank institutional; Cole, MO moved up 15 places. 137 days on market observed in Cole, MO; 7.9% vacancy over 9 Cole, MO ZIPs.
No CFPB county sample covers Cole County, MO. The metro area reading for Cole, MO (Jefferson City, MO): 0.2% ninety-plus days late; Cole, MO's thirty-to-eighty-nine share is 1.9% (Cole, MO, December 2025 data); Missouri overall 0.9%.
Cole County, MO has 9 watched banks; 9 Cole, MO banks sit in an elevated band. Cole, MO footprints: Central Trust Bank (9 branches, stress 54) in Cole, MO; Hawthorn Bank (4 branches, stress 56) in Cole, MO; Legends Bank (3 branches, stress 16) in Cole, MO.
HUD lists 6 assisted multifamily properties in Cole County, MO with 292 units; 222 Cole, MO units are assisted, 2 Cole, MO properties under project-based Section 8.
2,447 of the 33,533 housing units in Cole, MO sit vacant. Cole County, MO permitted 3 multifamily units in twelve months; Cole, MO's one-to-four unit structures added 161 units in Cole County, MO.