Cole County, MO: Home-Insurance Distress & Forced-Sale Pressure
Cole County, MO: 18/100 (low) home-insurance distress; Cole, MO band LOW; Cole, MO #2,386 of 3,222 counties; Cole, MO #92 of 115 in Missouri; raw Cole, MO 20.9; Cole, MO coverage multiplier 0.85.
FEMA hazard, Cole, MO: 0/100; Cole, MO declarations, three years: none.
NFIP claims, Cole, MO, three years: 1; Cole, MO payouts $4,367; per Cole, MO claim $4,367; Cole, MO claim-stress 52/100.
Cole, MO monthly score fell, 27 (March 2026) to 18 (October 2026); Cole, MO by month: March 27, April 27, May 27, June 27 (Cole, MO), July 27, August 27, September 27, October 18.
Cole, MO components: NFIP claims 52; Cole, MO retreat index 18; Cole, MO climate multiplier 0.85.
Construction distress, Cole, MO: 50/100 as of August 2026 (Cole, MO: 54/100 one-to-four unit, 76/100 multifamily).
Cole, MO ZIPs, June 2026 (Cole, MO, 9 highest): score 0 (Cole, MO), climate 77 (Cole, MO): 65053, 65109; score 0 (Cole, MO), climate 74 (Cole, MO): 65040, 65101; score 0 (Cole, MO), climate 66 (Cole, MO): 65023; score 0 (Cole, MO), climate 64 (Cole, MO): 65076; score 0 (Cole, MO), climate 63 (Cole, MO): 65032; score 0 (Cole, MO), climate 55 (Cole, MO): 65074; score 0 (Cole, MO), climate 29 (Cole, MO): 65058.
DLRadar rescores Cole, MO monthly; Cole, MO readings join Cole, MO foreclosure, lien and ownership parcels (Cole, MO), so cost-squeezed Cole, MO owners surface before listing.
Inside Missouri, Cole County ranks 92nd of 115 counties for home-insurance distress at 18/100; Boone County (19/100) sits just above Cole County, and Taney County (17/100) sits just below Cole County.
Deterministic. Every Cole County, MO signal traces to a public Cole dataset (FEMA, NFIP, Census for Cole, MO) · how insurance distress works in Cole, MO · methodology
FAQ: Cole County, MO insurance distress
What is the Cole County, MO home-insurance-distress score?
Cole, MO: 18/100 (LOW), #2,386 of 3,222, #92 in Missouri. FEMA hazard, Cole, MO: 0/100; NFIP stress, Cole, MO: 52/100; construction, Cole, MO: 50/100; Cole, MO rescores monthly.
Is Cole County insurance distress getting better or worse (MO)?
Cole, MO: 27 in March 2026; Cole, MO: 18 in October 2026 (better); Cole, MO NFIP claims score 52.
How many flood-insurance claims has Cole County, MO had?
Cole, MO: 1 NFIP claims, three years; Cole, MO paid $4,367; per Cole, MO claim $4,367; carriers reprice Cole, MO against that record.
Which Cole County ZIP codes carry the most insurance distress (MO)?
Cole, MO, June 2026: 65053 at 0, 65109 at 0, 65040 at 0, 65101 at 0; Cole, MO climate scores there: 77, 77, 74, 74.
Why does Cole, MO insurance distress create sellers?
A Cole, MO premium outruns the Cole, MO budget; a carrier leaves Cole, MO; Cole, MO carrying cost passes plan; Cole, MO owners sell while current; Cole, MO insurance distress leads Cole, MO foreclosure data.