ZIP 65101 Property Distress & Foreclosure Data

In Cole County, Missouri, ZIP 65101 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (57/100), structural risk (51/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (8/100). The latent-versus-live split is 51/100 structural and 2/100 already moving. Environmental exposure also runs high (climate & FEMA risk (74/100), flood (NFIP) exposure (73/100)).

The peak-phase market in 65101 posted values that rose 5.0% over the year, 2.3% off the recent peak, and 26% higher over three years (phase confidence 44/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 66% owner-occupied to 34% rented. Roughly 11.0% live below the poverty line. The ZIP holds roughly 12,097 housing units. About 31% have a four-year degree. Around 32% of renters are cost-burdened. A median home runs $243,600 here, or 3.2 times local income. On demographic stress specifically, 65101 scores 28/100. Population is roughly 29,777 with a median age of 38. Households earn a median $74,013 — near the roughly $78,000 national figure. The vacancy rate is 10.5%.

On balance 65101 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.