ZIP 65039 Property Distress & Foreclosure Data

In Boone County, Missouri, ZIP 65039 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (85/100), flood (NFIP) exposure (72/100). The latent-versus-live split is 63/100 structural and 2/100 already moving. Its standout signals are construction/permit lag (90/100), structural risk (63/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (8/100) stay muted.

Prices here sit in a peak phase: values rose 3.7% over the trailing year, and 16% higher over three years (phase confidence 43/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $121,364, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 17/100. The poverty rate is 3.6% — low. The ZIP holds roughly 1,250 housing units. 3,148 residents call 65039 home, typically aged 45. The typical home is worth about $412,400 (3.4× income, relatively affordable). Around 0% of renters are cost-burdened. 97% of housing is owner-occupied. Around 51% of adults hold a bachelor's degree or higher. The vacancy rate is 4.9%.

Overall, 65039 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.