ZIP 65046 Property Distress & Foreclosure Data

Moniteau County, Missouri's ZIP 65046 registers 5/100 composite distress, which DLRadar reads as minimal. The latent-versus-live split is 11/100 structural and 1/100 already moving. The most distinctive pressure shows up in structural risk (11/100), institutional ownership (3/100), mortgage stress (2/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low.

The market reads peak — home values rose 5.0% year on year, 2.3% off the recent peak, and 26% higher over three years (phase confidence 44/100). Topping markets hide individual distress behind strong averages.

Home values center near $210,100, an affordability ratio of 2.5× — accessible. DLRadar's demographic-stress index for the area reads 21/100. Median household income is $82,941, near the U.S. median near $78,000. Around 17% of renters are cost-burdened. The ZIP holds roughly 536 housing units. Educational attainment sits at 25% bachelor's-or-above. Owners hold 92% of homes, renters 8%. About 1,216 people live here, median age 46. 6.3% of residents fall below the poverty threshold. The vacancy rate is 9.4%.

Overall 65046 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.