ZIP 65084 Foreclosure, Tax-Lien & Distress Report

Morgan County, Missouri's ZIP 65084 registers 15/100 composite distress, which DLRadar reads as low. The sharpest non-environmental signals are structural risk (29/100), institutional ownership (23/100), mortgage stress (10/100). By contrast, institutional ownership (23/100) and mortgage stress (10/100) register low. The latent-versus-live split is 29/100 structural and 3/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (69/100).

The peak-phase market in 65084 posted values that rose 4.4% over the year, and 43% higher over three years (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $54,263, median income runs below typical U.S. levels. Rent burden reaches 43% of tenant households. There are about 3,093 housing units across 65084. 74% of housing is owner-occupied. About 14% have a four-year degree. The demographic-stress sub-score lands at 32/100. Population is roughly 7,269 with a median age of 37. The typical home is worth about $143,200 (2.8× income, relatively affordable). Roughly 15.0% live below the poverty line. Vacancy runs 16.1%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 65084 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 65084 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 65084 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 15/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 65084 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 15/100 figure for 65084 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 65084 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.