ZIP 65354 Property Distress & Foreclosure Data

In Morgan County, Missouri, ZIP 65354 scores 12 of 100 for composite distress, a minimal level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (64/100). The latent-versus-live split is 26/100 structural and 3/100 already moving. Its standout signals are structural risk (26/100), construction/permit lag (19/100), mortgage stress (10/100). mortgage stress (10/100) and institutional ownership (6/100) stay muted.

Prices here sit in a peak phase: values rose 4.0% over the trailing year (phase confidence 34/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

59% of housing is owner-occupied. The demographic-stress sub-score lands at 36/100. The ZIP holds roughly 277 housing units. Around 75% of renters are cost-burdened. The typical home is worth about $115,200 (3.0× income, relatively affordable). Around 8% of adults hold a bachelor's degree or higher. The poverty rate is 8.3%. 648 residents call 65354 home, typically aged 37. At $55,132, median income runs below typical U.S. levels. The vacancy rate is 1.5%.

Overall, 65354 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.