ZIP 65078 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 65078 in Morgan County, Missouri comes in at 14, a minimal composite-distress reading. Structural exposure scores 29 and live distress 3 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (69/100)). Its standout signals are structural risk (29/100), institutional ownership (22/100), mortgage stress (10/100). By contrast, institutional ownership (22/100) and mortgage stress (10/100) register low.

Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 85% higher over three years, at 29/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

3,716 residents call 65078 home, typically aged 47. 82% of housing is owner-occupied. The typical home is worth about $150,200 (2.6× income, relatively affordable). The vacancy rate is 46.3% — elevated. The ZIP holds roughly 2,732 housing units. Around 12% of adults hold a bachelor's degree or higher. Around 23% of renters are cost-burdened. The poverty rate is 26.2% — high, a tax-stress and distress correlate. DLRadar's demographic-stress index for the area reads 32/100. Median household income is $43,766, below the U.S. median near $78,000.

Taken together, 65078 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 65078 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 65078 runs hot or quiet, its 14/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 65078 can be compared directly against any other ZIP in Morgan County, Missouri or nationwide. The score is rebuilt from public data as it updates, so 65078 reflects the current record instead of a stale or modeled snapshot.

The 14/100 figure for 65078 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 65078 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.