ZIP 65023 Foreclosure, Tax-Lien & Distress Report

Cole County, Missouri's ZIP 65023 registers 20/100 composite distress, which DLRadar reads as low. Structural exposure scores 46 and live distress 2 on the 0–100 scale. It additionally carries heavy environmental risk: climate & FEMA risk (66/100), flood (NFIP) exposure (60/100). Its standout signals are construction/permit lag (50/100), structural risk (46/100), institutional ownership (19/100). On the quiet end sit institutional ownership (19/100) and mortgage stress (6/100).

Prices here sit in a peak phase: values rose 2.3% over the trailing year, and 23% higher over three years, at 37/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

1,546 residents call 65023 home, typically aged 52. DLRadar's demographic-stress index for the area reads 26/100. A median home runs $221,200 here, or 3.3 times local income. There are about 840 housing units across 65023. The tenure split is 90% owner-occupied to 10% rented. Median household income is $64,200, below the U.S. median near $78,000. Around 23% of adults hold a bachelor's degree or higher. 12.3% of residents fall below the poverty threshold. Vacancy runs 15.8%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 19% of tenant households.

Net-net, 65023 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 65023 at the moment; the composite and its components are still built from verifiable public records.

The 65023 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 65023 stays directly comparable to neighboring ZIPs and the rest of Cole County, Missouri. Every figure is auditable to a public dataset and refreshed on ingest; 65023 shows blanks, not estimates, wherever the record is sparse.

65023's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 65023 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.