ZIP 65076 Property Distress & Foreclosure Data

DLRadar grades ZIP 65076 (Cole County, Missouri) at a low 20/100 for overall property distress. Structural exposure scores 46 and live distress 2 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (58/100), structural risk (46/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (64/100), flood (NFIP) exposure (64/100).

The market reads peak — home values rose 5.0% year on year, 2.3% off the recent peak, and 10% higher over three years, at 44/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 0.4%. Home values center near $214,700, an affordability ratio of 2.9× — accessible. 8.0% of residents fall below the poverty threshold. Owners hold 79% of homes, renters 21%. Rent burden reaches 0% of tenant households. Educational attainment sits at 27% bachelor's-or-above. There are about 240 housing units across 65076. DLRadar's demographic-stress index for the area reads 20/100. About 622 people live here, median age 40. Median household income is $64,519, below the U.S. median near $78,000.

Net-net, 65076 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.