ZIP 65076 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 65076 in Cole County, Missouri comes in at 21, a low composite-distress reading. Structural exposure scores 47 and live distress 2 on the 0–100 scale. The pressure is most legible in construction/permit lag (51/100), structural risk (47/100), institutional ownership (21/100). institutional ownership (21/100) and mortgage stress (7/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (64/100), flood (NFIP) exposure (64/100)).

The market reads peak — home values rose 2.3% year on year, and 10% higher over three years (phase confidence 37/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 0.4%. A median home runs $214,700 here, or 2.9 times local income. The poverty rate is 8.0%. 79% of housing is owner-occupied. Around 0% of renters are cost-burdened. Educational attainment sits at 27% bachelor's-or-above. The ZIP holds roughly 240 housing units. On demographic stress specifically, 65076 scores 20/100. About 622 people live here, median age 40. Households earn a median $64,519 — below the roughly $78,000 national figure.

Net-net, 65076 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 65076 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 65076 stays directly comparable to neighboring ZIPs and the rest of Cole County, Missouri. Where the public record is thin for 65076, the field stays empty rather than modeled, and fills in as new documents post.

Behind 65076's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 65076 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.