ZIP 65053 Property Distress & Foreclosure Data

DLRadar grades ZIP 65053 (Cole County, Missouri) at a low 23/100 for overall property distress. Property-level stress concentrates in construction/permit lag (57/100), structural risk (53/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (8/100). The latent-versus-live split is 53/100 structural and 2/100 already moving. Environmental exposure also runs high (flood (NFIP) exposure (80/100), climate & FEMA risk (77/100)).

The peak-phase market in 65053 posted values that rose 5.0% over the year, 2.3% off the recent peak, and 46% higher over three years (phase confidence 44/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $107,727 — above the roughly $78,000 national figure. On demographic stress specifically, 65053 scores 18/100. About 38% have a four-year degree. Population is roughly 1,541 with a median age of 46. Around 0% of renters are cost-burdened. A median home runs $341,400 here, or 3.0 times local income. The ZIP holds roughly 627 housing units. The tenure split is 88% owner-occupied to 12% rented. Roughly 1.9% live below the poverty line, a low share typical of higher-equity areas. The vacancy rate is 5.1%.

Broadly, 65053 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.