ZIP 65074 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 65074 (Moniteau County, Missouri) lands at 18/100 — low on DLRadar's public-record scoring. The pressure is most legible in construction/permit lag (47/100), structural risk (40/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (5/100) stay muted. The latent-versus-live split is 40/100 structural and 1/100 already moving.

The market reads peak — home values rose 2.3% year on year, and 35% higher over three years (phase confidence 37/100). Topping markets hide individual distress behind strong averages.

2,781 residents call 65074 home, typically aged 40. The ZIP holds roughly 1,283 housing units. A median home runs $178,800 here, or 2.2 times local income. 2.4% of residents fall below the poverty threshold. Median household income is $76,622, near the U.S. median near $78,000. Rent burden reaches 33% of tenant households. Vacancy runs 4.0%. The demographic-stress sub-score lands at 22/100. The tenure split is 87% owner-occupied to 13% rented. About 22% have a four-year degree.

Overall, 65074 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 65074 at the moment; the composite and its components are still built from verifiable public records.

The 65074 read uses the identical public-record model applied coast to coast, which means its 18/100 score means exactly what it means anywhere else, and 65074 stays directly comparable to neighboring ZIPs and the rest of Moniteau County, Missouri. Nothing here is interpolated — where a source is thin for 65074, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 65074 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. The point of the 65074 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.