Shelby County, MO: Foreclosures, Tax Liens & Distressed Properties
Shelby County, MO, Missouri: 9 ZIP codes scored, Shelby County, MO averaging 11/100 (minimal, Shelby, MO), from 9 to 14. Shelby County, MO is in its peak phase (Shelby, MO confidence 29/100): Shelby, MO home prices up 4.4% (Shelby, MO) over twelve months. Shelby County, MO lender headwind: 43/100.
Highest-scoring Shelby County, MO ZIPs: 63434 (14/100), 63451 (14/100), 63469 (14/100), 63437 (12/100), 63439 (10/100), 63440 (9/100). Also scored in Shelby County, MO: 63443, 63450, 63468.
Across Shelby County, MO's scored ZIPs: median home value $101,950, household income $47,564, 22.2% vacancy, 15.9% poverty, 74% owner-occupied, median age 47.5.
Shelby County, MO insurance distress 21/100 (#2,190 in the US); FEMA hazard 40/100 for Shelby, MO; 2 federal disaster declarations in Shelby County, MO since 2023; Shelby, MO construction distress 42/100.
5 banks with 6 branches lend in Shelby County, MO; Shelby, MO weighted bank stress 59/100, highest 90/100 in Shelby, MO.
Shelby County, MO unemployment 3.2% (Shelby, MO -0.7 pts, six months); 4 new housing units permitted in Shelby County, MO over twelve months, Shelby, MO down 20% from 5.
2,950 housing units in Shelby County, MO; 594 Shelby, MO renter households; 25% of Shelby, MO renters spend 30%+ of income on rent, 8% (Shelby, MO) half or more.
Shelby County, MO ranks #1,974 nationally on the opportunity index (Shelby, MO, among all ranked counties); Shelby, MO scores 27.8/100 and Shelby, MO sits #72 inside Missouri. Shelby, MO is in the weak opportunity phase; Shelby, MO's primary driver is vacancy, Shelby, MO second driver bank institutional; Shelby, MO moved down 641 places. 46 days on market observed in Shelby, MO; 20.0% vacancy over 9 Shelby, MO ZIPs.
No CFPB county sample covers Shelby County, MO. The non-metro area reading for Shelby, MO: 0.9% ninety-plus days late; Shelby, MO's thirty-to-eighty-nine share is 2.4% (Shelby, MO, December 2025 data); Missouri overall 0.9%.
Shelby County, MO has 5 watched banks; 5 Shelby, MO banks sit in an elevated band. Shelby, MO footprints: Community State Bank (2 branches, stress 49) in Shelby, MO; Neighbors Bank (1 branch, stress 90) in Shelby, MO; Tpnb Bank (1 branch, stress 59) in Shelby, MO.
HUD lists 1 assisted multifamily property in Shelby County, MO with 30 units; 30 Shelby, MO units are assisted, 1 Shelby, MO properties under project-based Section 8.
559 of the 2,950 housing units in Shelby, MO sit vacant. Shelby County, MO permitted 0 multifamily units in twelve months; Shelby, MO's one-to-four unit structures added 4 units in Shelby County, MO.