Phelps County, MO: Foreclosures, Tax Liens & Distressed Properties

Phelps County, Missouri is mapped parcel-to-ZIP by DLRadar's public-record distress engine. On bank and credit headwind, Phelps County scores 37/100. 12 ZIP codes are tracked county-wide, averaging 20/100 distress. The county's ZIP scores run from 13 up to 21/100.

The county market is in a peak phase: home prices rose 3.3% over the past year, a 24/100-confidence read. With values leveling off, broad sweeps stop paying — the edge is parcel by parcel.

Near the cycle top at +3.3% YoY (24/100 confidence), selectivity rules — target the few ZIPs carrying distress. A mid-cycle 37/100 lender reading means a blend the ZIP scores sort out.

The most-distressed ZIP codes in Phelps County are 65409 (21/100), 65436 (21/100), 65449 (21/100), 65461 (21/100), 65529 (21/100), 65550 (21/100), each with its own full DLRadar report. Further scored ZIPs: 65542, 65559, 65401, 65462, 65459, 65560.

Underneath the scores, Phelps County's scored ZIPs report a 17.7% vacancy rate, poverty running near 11.9%, median home values around $165,913 (below the national figure), 82% of homes owner-occupied, household income averaging about $55,366, below the national median, residents with a median age around 45.6. Numbers like these set up who sells under pressure and how fast a deal moves.

All in at 20/100 over 12 ZIPs, Phelps County is a screen-by-ZIP market for a disciplined buyer. Unlock Phelps County to see every parcel's owner, mailing address, APN, a score, the bank behind the note and how fast it should sell.

The distress read for Phelps County, Missouri is refreshed as new public records post and uses the same methodology coast to coast, so Phelps County stays directly comparable to any other market you track.

Approach Phelps County by rank rather than by average — the 20/100 county figure conceals the spread, since the returns live in the top-scoring ZIPs. The Phelps County figures are auditable line by line — county recorders and courts, FHFA price data, FDIC bank filings — with gaps left visible rather than filled by estimate.

At the ZIP level, the sharpest readings in Phelps County are 65409 (21/100), 65436 (21/100), 65449 (21/100), 65461 (21/100), 65529 (21/100), 65550 (21/100). DLRadar also scores 65542, 65559, 65401, 65462, 65459, 65560 across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

Under Phelps County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.