Phelps County, MO: Foreclosures, Tax Liens & Distressed Properties
Phelps County, MO, Missouri: 12 ZIP codes scored, Phelps County, MO averaging 20/100 (low, Phelps, MO), from 14 to 23. Phelps County, MO is in its peak phase (Phelps, MO confidence 24/100): Phelps, MO home prices up 3.3% (Phelps, MO) over twelve months. Phelps County, MO lender headwind: 37/100.
Highest-scoring Phelps County, MO ZIPs: 65449 (23/100), 65409 (21/100), 65461 (21/100), 65529 (21/100), 65550 (21/100), 65436 (20/100). Also scored in Phelps County, MO: 65542, 65401, 65462, 65559, 65459, 65560.
Across Phelps County, MO's scored ZIPs: median home value $165,913, household income $55,366, 17.7% vacancy, 11.9% poverty, 82% owner-occupied, median age 45.6.
Phelps County, MO insurance distress 65/100 (#764 in the US); FEMA hazard 52/100 for Phelps, MO; 4 federal disaster declarations in Phelps County, MO since 2023; 7 Phelps, MO NFIP flood claims, $402K paid.
10 banks with 18 branches lend in Phelps County, MO; Phelps, MO weighted bank stress 59/100, highest 88/100 in Phelps, MO.
Phelps County, MO unemployment 3.9% (Phelps, MO -0.1 pts, six months); 178 new housing units permitted in Phelps County, MO over twelve months, Phelps, MO up 112% from 84; Phelps, MO home prices +8.8% a year (Phelps, MO) over three years.
20,295 housing units in Phelps County, MO; 6,721 Phelps, MO renter households; 51% of Phelps, MO renters spend 30%+ of income on rent, 23% (Phelps, MO) half or more.
Phelps County, MO ranks #1,993 nationally on the opportunity index (Phelps, MO, among all ranked counties); Phelps, MO scores 27.7/100 and Phelps, MO sits #71 inside Missouri. Phelps, MO is in the weak opportunity phase; Phelps, MO's primary driver is vacancy, Phelps, MO second driver bank institutional; Phelps, MO moved up 634 places. 5 short-sale listings across Phelps, MO; 66 days on market observed in Phelps, MO; 13.1% vacancy over 12 Phelps, MO ZIPs.
No CFPB county sample covers Phelps County, MO. The non-metro area reading for Phelps, MO: 0.9% ninety-plus days late; Phelps, MO's thirty-to-eighty-nine share is 2.4% (Phelps, MO, December 2025 data); Missouri overall 0.9%.
Phelps County, MO has 9 watched banks; 9 Phelps, MO banks sit in an elevated band. Phelps, MO footprints: Phelps County Bank (4 branches, stress 71) in Phelps, MO; Town&Country Bank (3 branches, stress 37) in Phelps, MO; Fcnb Bank (2 branches, stress 88) in Phelps, MO.
HUD lists 2 assisted multifamily properties in Phelps County, MO with 194 units; 194 Phelps, MO units are assisted, 2 Phelps, MO properties under project-based Section 8.
2,966 of the 20,295 housing units in Phelps, MO sit vacant. Phelps County, MO permitted 88 multifamily units in twelve months; Phelps, MO's one-to-four unit structures added 90 units in Phelps County, MO.