ZIP 65550 Foreclosure, Tax-Lien & Distress Report

ZIP code 65550 in Phelps County, Missouri carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. Property-level stress concentrates in institutional ownership (49/100), structural risk (47/100), mortgage stress (22/100). By contrast, mortgage stress (22/100) register low. The split runs 47/100 structural to 7/100 active on the ground. It additionally carries heavy environmental risk: flood (NFIP) exposure (97/100).

The market reads peak — home values rose 3.3% year on year, at 24/100 phase confidence. Topping markets hide individual distress behind strong averages.

Around 19% of adults hold a bachelor's degree or higher. Rent burden reaches 58% of tenant households. The tenure split is 75% owner-occupied to 25% rented. On demographic stress specifically, 65550 scores 34/100. The ZIP holds roughly 1,491 housing units. About 3,119 people live here, median age 42. Roughly 20.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 28.3% — elevated. Households earn a median $67,721 — below the roughly $78,000 national figure. Home values center near $146,900, an affordability ratio of 2.3× — accessible.

Taken together, 65550 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 65550 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 65550 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 65550 stays directly comparable to neighboring ZIPs and the rest of Phelps County, Missouri. Sparse data for 65550 shows as blanks, never estimates, and the score updates on every fresh public filing.

65550's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 65550 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.