ZIP 65550 Property Distress & Foreclosure Data

Phelps County, Missouri's ZIP 65550 registers 31/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in construction/permit lag (86/100), structural risk (71/100), institutional ownership (55/100). By contrast, mortgage stress (22/100) register low. On the structural side it scores 71/100, with 7/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (97/100), FEMA disaster exposure (63/100).

The market reads peak — home values rose 4.1% year on year (phase confidence 30/100). Topping markets hide individual distress behind strong averages.

Educational attainment sits at 19% bachelor's-or-above. Around 58% of renters are cost-burdened. Owners hold 75% of homes, renters 25%. DLRadar's demographic-stress index for the area reads 34/100. The ZIP holds roughly 1,491 housing units. About 3,119 people live here, median age 42. 20.6% of residents fall below the poverty threshold. The vacancy rate is 28.3% — elevated. Median household income is $67,721, below the U.S. median near $78,000. Home values center near $146,900, an affordability ratio of 2.3× — accessible.

Net-net, 65550 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.