ZIP 65462 Foreclosure, Tax-Lien & Distress Report

In Phelps County, Missouri, ZIP 65462 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (88/100), structural risk (67/100), institutional ownership (51/100). mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (82/100), FEMA disaster exposure (62/100). On the structural side it scores 67/100, with 6/100 of stress already active.

Prices here sit in a peak phase: values rose 4.1% over the trailing year (phase confidence 30/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $56,400, median income runs below typical U.S. levels. 1,295 residents call 65462 home, typically aged 49. 95% of housing is owner-occupied. Around 14% of renters are cost-burdened. The poverty rate is 17.7% — high, a tax-stress and distress correlate. The typical home is worth about $121,000 (2.1× income, relatively affordable). The demographic-stress sub-score lands at 22/100. The vacancy rate is 19.9% — elevated. Around 30% of adults hold a bachelor's degree or higher. The ZIP holds roughly 638 housing units.

Taken together, 65462 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.