ZIP 65462 Foreclosure, Tax-Lien & Distress Report

Phelps County, Missouri's ZIP 65462 registers 19/100 composite distress, which DLRadar reads as low. Its heaviest discrete signals: institutional ownership (45/100), structural risk (43/100), mortgage stress (21/100). On the quiet end sit mortgage stress (21/100). Climate and flood risk are elevated too — flood (NFIP) exposure (83/100). Latent structural risk is 43/100 while live distress already moving reads 6/100.

The market reads peak — home values rose 3.5% year on year, at 25/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $56,400, below the U.S. median near $78,000. About 1,295 people live here, median age 49. 95% of housing is owner-occupied. Around 14% of renters are cost-burdened. 17.7% of residents fall below the poverty threshold. The typical home is worth about $121,000 (2.1× income, relatively affordable). The demographic-stress sub-score lands at 22/100. The vacancy rate is 19.9% — elevated. Around 30% of adults hold a bachelor's degree or higher. The ZIP holds roughly 638 housing units.

Taken together, 65462 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 65462 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 65462 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 65462 stays directly comparable to neighboring ZIPs and the rest of Phelps County, Missouri. Where the public record is thin for 65462, the field stays empty rather than modeled, and fills in as new documents post.

The 19/100 figure for 65462 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 65462 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.