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ZIP 65559 Foreclosure, Tax-Lien & Distress Report

Phelps County, Missouri · High Vacancy market

In Phelps County, Missouri, ZIP 65559 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. The latent-versus-live split is 44/100 structural and 7/100 already moving. Property-level stress concentrates in institutional ownership (48/100), structural risk (44/100), mortgage stress (22/100). On the quiet end sit mortgage stress (22/100). Climate and flood risk are elevated too — flood (NFIP) exposure (95/100).

The peak-phase market in 65559 posted values that rose 3.5% over the year, and 19% higher over three years, at 25/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 4,278 housing units. Around 37% of renters are cost-burdened. 9,390 residents call 65559 home, typically aged 43. 74% of housing is owner-occupied. Educational attainment sits at 24% bachelor's-or-above. Households earn a median $58,641 — below the roughly $78,000 national figure. The vacancy rate is 12.5% — elevated. 13.0% of residents fall below the poverty threshold. A median home runs $191,200 here, or 3.3 times local income. On demographic stress specifically, 65559 scores 30/100.

Net-net, 65559 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 65559 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 65559 can be compared directly against any other ZIP in Phelps County, Missouri or nationwide. 65559 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 20/100 figure for 65559 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 65559 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

20/100
Composite stress
44/100
Structural risk
7/100
Distress activity

ZIP 65559 distress signals, scored

Foreclosure activity0
Mortgage stress22
Climate / FEMA risk50
65559 carries 9 additional scored dimensions

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Snapshot: 65559 by the numbers

The live 65559 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Phelps County ZIPs near 65559

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Get the full acquisition report for 65559

The full 65559 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Rules-based scoring — each signal ties to a public dataset · methodology

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