ZIP 65559 Foreclosure, Tax-Lien & Distress Report

In Phelps County, Missouri, ZIP 65559 scores 19 of 100 for composite distress, a low level on DLRadar's distress index. The latent-versus-live split is 43/100 structural and 7/100 already moving. Property-level stress concentrates in institutional ownership (49/100), structural risk (43/100), mortgage stress (22/100). On the quiet end sit mortgage stress (22/100). Climate and flood risk are elevated too — flood (NFIP) exposure (81/100).

The peak-phase market in 65559 posted values that rose 3.5% over the year, and 19% higher over three years, at 25/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 4,278 housing units. Around 37% of renters are cost-burdened. 9,390 residents call 65559 home, typically aged 43. 74% of housing is owner-occupied. Educational attainment sits at 24% bachelor's-or-above. Households earn a median $58,641 — below the roughly $78,000 national figure. The vacancy rate is 12.5% — elevated. 13.0% of residents fall below the poverty threshold. A median home runs $191,200 here, or 3.3 times local income. On demographic stress specifically, 65559 scores 30/100.

Net-net, 65559 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Whether 65559 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 65559 can be compared directly against any other ZIP in Phelps County, Missouri or nationwide. 65559 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 19/100 figure for 65559 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 65559 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.