ZIP 65401 Property Distress & Foreclosure Data

Phelps County, Missouri's ZIP 65401 registers 29/100 composite distress, which DLRadar reads as low. Structural risk reads 67/100 against active distress of 6/100. The most distinctive pressure shows up in construction/permit lag (87/100), structural risk (67/100), institutional ownership (52/100). On the quiet end sit mortgage stress (21/100). Environmental exposure also runs high (flood (NFIP) exposure (85/100), FEMA disaster exposure (62/100)).

The peak-phase market in 65401 posted values that rose 4.1% over the year, and 18% higher over three years, at 30/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 11.1%. There are about 14,544 housing units across 65401. The tenure split is 56% owner-occupied to 44% rented. Rent burden reaches 41% of tenant households. Population is roughly 32,476 with a median age of 33. Roughly 17.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $222,800 here, or 3.9 times local income. On demographic stress specifically, 65401 scores 34/100. Households earn a median $52,768 — below the roughly $78,000 national figure. About 36% have a four-year degree.

On balance 65401 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.