Howard County, MO: Foreclosures, Tax Liens & Distressed Properties
Howard County, MO, Missouri: 10 ZIP codes scored, Howard County, MO averaging 20/100 (low, Howard, MO), from 12 to 23. Howard County, MO is in its neutral phase (Howard, MO confidence 22/100): Howard, MO home prices up 3.5% (Howard, MO) over twelve months. Howard County, MO lender headwind: 41/100.
Highest-scoring Howard County, MO ZIPs: 65256 (23/100), 65279 (23/100), 65248 (22/100), 65250 (22/100), 65274 (22/100), 65254 (21/100). Also scored in Howard County, MO: 65243, 65281, 65230, 65257.
Across Howard County, MO's scored ZIPs: median home value $187,522, household income $67,064, 19.6% vacancy, 14.9% poverty, 85% owner-occupied, median age 40.6.
Howard County, MO insurance distress 51/100 (#1,065 in the US); FEMA hazard 40/100 for Howard, MO; 2 federal disaster declarations in Howard County, MO since 2023; 1 Howard, MO NFIP flood claims, $46K paid; Howard, MO construction distress 83/100.
4 banks with 6 branches lend in Howard County, MO; Howard, MO weighted bank stress 60/100, highest 76/100 in Howard, MO.
Howard County, MO unemployment 3.9% (Howard, MO +0.2 pts, six months); 4 new housing units permitted in Howard County, MO over twelve months, Howard, MO down 67% from 12; Howard, MO home prices +10.3% a year (Howard, MO) over three years.
4,374 housing units in Howard County, MO; 684 Howard, MO renter households; 39% of Howard, MO renters spend 30%+ of income on rent, 24% (Howard, MO) half or more.
Howard County, MO ranks #1,135 nationally on the opportunity index (Howard, MO, among all ranked counties); Howard, MO scores 30.7/100 and Howard, MO sits #38 inside Missouri. Howard, MO is in the early_signal opportunity phase; Howard, MO's primary driver is vacancy, Howard, MO second driver construction; Howard, MO moved down 745 places. 2 short-sale listings across Howard, MO; 4 days on market observed in Howard, MO; 21.0% vacancy over 10 Howard, MO ZIPs.
No CFPB county sample covers Howard County, MO. The metro area reading for Howard, MO (Columbia, MO): 0.5% ninety-plus days late; Howard, MO's thirty-to-eighty-nine share is 1.4% (Howard, MO, December 2025 data); Missouri overall 0.9%.
Howard County, MO has 4 watched banks; 4 Howard, MO banks sit in an elevated band. Howard, MO footprints: Btc Bank (2 branches, stress 76) in Howard, MO; Exchange Bank Of Missouri (2 branches, stress 53) in Howard, MO; Commercial Tr Co Of Fayette (1 branch, stress 61) in Howard, MO.
789 of the 4,374 housing units in Howard, MO sit vacant. Howard County, MO permitted 0 multifamily units in twelve months; Howard, MO's one-to-four unit structures added 4 units in Howard County, MO.