Polk County, MO: Foreclosures, Tax Liens & Distressed Properties
Polk County, MO, Missouri: 18 ZIP codes scored, Polk County, MO averaging 23/100 (low, Polk, MO), from 7 to 29. Polk County, MO is in its neutral phase (Polk, MO confidence 22/100): Polk, MO home prices up 3.6% (Polk, MO) over twelve months. Polk County, MO lender headwind: 45/100.
Highest-scoring Polk County, MO ZIPs: 65781 (29/100), 65613 (28/100), 65663 (28/100), 65710 (28/100), 65727 (28/100), 65617 (27/100). Also scored in Polk County, MO: 65725, 65601, 65640, 65770, 65648, 65650, 65649, 65674, 65724, 65685.
Across Polk County, MO's scored ZIPs: median home value $200,000, household income $60,452, 15.0% vacancy, 14.9% poverty, 81% owner-occupied, median age 43.6.
Polk County, MO insurance distress 54/100 (#1,018 in the US); FEMA hazard 40/100 for Polk, MO; 2 federal disaster declarations in Polk County, MO since 2023; 2 Polk, MO NFIP flood claims, $102K paid; Polk, MO construction distress 88/100.
7 banks with 10 branches lend in Polk County, MO; Polk, MO weighted bank stress 61/100, highest 67/100 in Polk, MO.
Polk County, MO unemployment 4.1%; 54 new housing units permitted in Polk County, MO over twelve months, Polk, MO down 71% from 186; Polk, MO home prices +11.7% a year (Polk, MO) over three years.
13,482 housing units in Polk County, MO; 3,434 Polk, MO renter households; 44% of Polk, MO renters spend 30%+ of income on rent, 16% (Polk, MO) half or more.
Polk County, MO ranks #1,071 nationally on the opportunity index (Polk, MO, among all ranked counties); Polk, MO scores 30.9/100 and Polk, MO sits #29 inside Missouri. Polk, MO is in the watchlist opportunity phase; Polk, MO's primary driver is construction, Polk, MO second driver bank institutional; Polk, MO moved up 172 places. 5 short-sale listings across Polk, MO; 47 days on market observed in Polk, MO; 10.2% vacancy over 18 Polk, MO ZIPs.
No CFPB county sample covers Polk County, MO. The metro area reading for Polk, MO (Springfield, MO): 0.8% ninety-plus days late; Polk, MO's thirty-to-eighty-nine share is 2.0% (Polk, MO, December 2025 data); Missouri overall 0.9%.
Polk County, MO has 6 watched banks; 6 Polk, MO banks sit in an elevated band. Polk, MO footprints: Bank Of Missouri (2 branches, stress 66) in Polk, MO; Oakstar Bank (2 branches, stress 61) in Polk, MO; Grand Missouri Bank (2 branches, stress 56) in Polk, MO.
1,423 of the 13,482 housing units in Polk, MO sit vacant. Polk County, MO permitted 3 multifamily units in twelve months; Polk, MO's one-to-four unit structures added 51 units in Polk County, MO.