ZIP 65649 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 65649 (Polk County, Missouri) at a low 21/100 for overall property distress. Its heaviest discrete signals: construction/permit lag (100/100), structural risk (49/100), institutional ownership (22/100). By contrast, institutional ownership (22/100) and mortgage stress (7/100) register low. Structurally it carries 49/100, against 2/100 of stress already in motion.

Prices here sit in a peak phase: values rose 4.0% over the trailing year, and 61% higher over three years (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 79% owner-occupied to 21% rented. The poverty rate is 16.4% — high, a tax-stress and distress correlate. About 2,152 people live here, median age 41. Vacancy runs 18.3%, above the national norm and a classic distress-and-opportunity signal. A median home runs $314,300 here, or 6.5 times local income. There are about 936 housing units across 65649. The demographic-stress sub-score lands at 44/100. Around 54% of renters are cost-burdened. Households earn a median $43,803 — below the roughly $78,000 national figure. Around 17% of adults hold a bachelor's degree or higher.

Net-net, 65649 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 65649 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 65649 read uses the identical scoring model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 65649 stays directly comparable to neighboring ZIPs and the rest of Polk County, Missouri. Sparse data for 65649 shows as blanks, never estimates, and the score updates on every fresh public filing.

65649's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 65649 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.