ZIP 65640 Property Distress & Foreclosure Data

Polk County, Missouri's ZIP 65640 registers 22/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (100/100), structural risk (53/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (70/100). The latent-versus-live split is 53/100 structural and 2/100 already moving.

The market reads peak — home values rose 4.3% year on year (phase confidence 27/100). Topping markets hide individual distress behind strong averages.

Owners hold 99% of homes, renters 1%. Home values center near $171,700, an affordability ratio of 3.0× — accessible. The ZIP holds roughly 389 housing units. Median household income is $57,545, below the U.S. median near $78,000. About 1,373 people live here, median age 29. 18.1% of residents fall below the poverty threshold. Educational attainment sits at 6% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 30/100. The vacancy rate is 7.8%.

Net-net, 65640 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.