ZIP 64738 Foreclosure, Tax-Lien & Distress Report
St. Clair County, Missouri · High Vacancy market
Scored on a fixed 0-100 scale, 64738 (St. Clair County, Missouri) returns a minimal composite of 9/100. Its heaviest discrete signals: construction/permit lag (50/100), structural risk (20/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (3/100) register low. The latent-versus-live split is 20/100 structural and 2/100 already moving.
The market reads peak — home values rose 4.4% year on year (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
About 1,375 people live here, median age 42. Around 31% of renters are cost-burdened. The vacancy rate is 17.1% — elevated. The poverty rate is 19.6% — high, a tax-stress and distress correlate. The tenure split is 91% owner-occupied to 9% rented. Median household income is $60,274, below the U.S. median near $78,000. The ZIP holds roughly 628 housing units. DLRadar's demographic-stress index for the area reads 29/100. The typical home is worth about $211,700 (3.0× income, relatively affordable). Around 20% of adults hold a bachelor's degree or higher.
On the whole, 64738 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 64738 at the moment; the composite and its components are still built from verifiable records.
Whether 64738 runs hot or quiet, its 9/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 64738 can be compared directly against any other ZIP in St. Clair County, Missouri or nationwide. Sparse data for 64738 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 64738 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 9/100 roll-up. Treat 64738 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 64738
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
64738 at a glance
A live read on 64738: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent St. Clair County ZIP reports
Nearest ZIP codes to 64738
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across St. Clair County, Missouri
Further distress data across St. Clair County, Missouri at ZIP, county and state level.
The complete 64738 distress and acquisition report
Every distressed parcel in 64738 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
No modelling: every input is a public record · methodology