ZIP 64738 Property Distress & Foreclosure Data

In St. Clair County, Missouri, ZIP 64738 scores 4 of 100 for composite distress, a minimal level on DLRadar's public-record index. Its standout signals are structural risk (7/100), mortgage stress (6/100), institutional ownership (3/100). On the quiet end sit mortgage stress (6/100) and institutional ownership (3/100). Structural risk reads 7/100 against active distress of 2/100.

The peak-phase market in 64738 posted values that rose 4.1% over the year, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 1,375 with a median age of 42. Rent burden reaches 31% of tenant households. Vacancy runs 17.1%, above the national norm and a classic distress-and-opportunity signal. Roughly 19.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 91% owner-occupied to 9% rented. Households earn a median $60,274 — below the roughly $78,000 national figure. There are about 628 housing units across 64738. On demographic stress specifically, 64738 scores 29/100. A median home runs $211,700 here, or 3.0 times local income. About 20% have a four-year degree.

On the whole, 64738 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.