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ZIP 64776 Foreclosure, Tax-Lien & Distress Report

St. Clair County, Missouri · High Vacancy market

Composite property distress in 64776 (St. Clair County, Missouri) lands at 9/100 — minimal on DLRadar's public-record scoring. Its standout signals are construction/permit lag (54/100), structural risk (21/100), mortgage stress (6/100). mortgage stress (6/100) and institutional ownership (3/100) stay muted. Structural risk reads 21/100 against active distress of 2/100.

The peak-phase market in 64776 posted values that rose 4.4% over the year, and 40% higher over three years (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 3,355 with a median age of 51. The ZIP holds roughly 2,219 housing units. Owners hold 74% of homes, renters 26%. Educational attainment sits at 12% bachelor's-or-above. The vacancy rate is 30.1% — elevated. 17.2% of residents fall below the poverty threshold. Around 31% of renters are cost-burdened. The demographic-stress sub-score lands at 32/100. A median home runs $149,100 here, or 3.2 times local income. Households earn a median $43,461 — below the roughly $78,000 national figure.

Taken together, 64776 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 64776 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 64776's 9/100 can be lined up against any neighbor in St. Clair County, Missouri or any ZIP coast to coast. Where the public record is thin for 64776, the field stays empty rather than modeled, and fills in as new documents post.

64776's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 64776 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

9/100
Composite stress
21/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 64776

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk24
Nine more distress signals are scored here

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 64776 by the numbers

64776 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Neighbouring ZIPs in St. Clair County

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Further distress data across St. Clair County, Missouri at ZIP, county and state level.

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