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Where stress is building, how the cycle is turning, and what is live now.

ZIP 64781 Foreclosure, Tax-Lien & Distress Report

St. Clair County, Missouri · High Vacancy market

St. Clair County, Missouri's ZIP 64781 registers 9/100 composite distress, which DLRadar reads as minimal. Its heaviest discrete signals: construction/permit lag (50/100), structural risk (20/100), institutional ownership (3/100). On the quiet end sit structural risk (20/100) and institutional ownership (3/100). The latent-versus-live split is 20/100 structural and 0/100 already moving.

Prices here sit in a peak phase: values rose 4.4% over the trailing year (phase confidence 29/100). Topping markets hide individual distress behind strong averages.

Educational attainment sits at 10% bachelor's-or-above. The ZIP holds roughly 59 housing units. At $44,000, median income runs below typical U.S. levels. The vacancy rate is 38.5% — elevated. 75% of housing is owner-occupied. Population is roughly 92 with a median age of 39. Roughly 7.6% live below the poverty line. Rent burden reaches 50% of tenant households. On demographic stress specifically, 64781 scores 30/100.

Taken together, 64781 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 64781 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 64781 runs hot or quiet, its 9/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 64781 can be compared directly against any other ZIP in St. Clair County, Missouri or nationwide. Sparse data for 64781 shows as blanks, never estimates, and the score updates on every fresh public filing.

64781's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 64781 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

9/100
Composite stress
20/100
Structural risk
0/100
Distress activity

ZIP 64781 distress signals, scored

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk22
64781 carries 9 additional scored dimensions

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

64781 at a glance

Real-time distress, cycle phase, housing and bank-stress readings for 64781, the same set carried on every parcel.

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Nearby ZIPs in St. Clair County

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