St. Clair County, MO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
St. Clair County, MO distress report, 2026: 16 ZIPs scored in St. Clair, MO, St. Clair, MO average 12/100; the top St. Clair, MO ZIP is 64750 at 21/100; St. Clair, MO market phase peak, St. Clair, MO prices +4.4% year over year.
- St. Clair, MO ranks #2,083 nationally (opportunity index); St. Clair, MO #78 in Missouri; St. Clair, MO index 27.4.
- St. Clair, MO: no CFPB county sample; St. Clair, MO non-metro area reading 0.9%.
- St. Clair, MO ZIP phases: 16 peak.
- St. Clair, MO residential listings tracked: 6 across 6 ZIPs; St. Clair, MO candidate listings 2.
- St. Clair, MO HUD assisted properties: 1 with 20 units.
- St. Clair, MO lenders on watch: 3; largest St. Clair, MO footprint St Clair County State Bank (4 branches).
- St. Clair, MO most distressed ZIP: 64750 at 21/100.
St. Clair, MO figures: DLRadar distress index; St. Clair, MO inputs: CFPB, FHFA, HUD, FDIC; St. Clair, MO rebuilt as sources refresh.
| Rank | St. Clair, MO ZIP | Score |
|---|---|---|
| 1 | 64750 | 21/100 |
| 2 | 65674 | 20/100 |
| 3 | 64783 | 19/100 |
| 4 | 65355 | 19/100 |
| 5 | 65735 | 14/100 |
| 6 | 65774 | 12/100 |
| 7 | 64744 | 11/100 |
| 8 | 64738 | 9/100 |
| 9 | 64763 | 9/100 |
| 10 | 64776 | 9/100 |
| 11 | 64781 | 9/100 |
| 12 | 65785 | 9/100 |
Most distressed St. Clair, MO ZIPs (0-100, 2026)
Mortgage delinquency around St. Clair, MO
No CFPB county sample covers St. Clair, MO; the non-metro area reading for St. Clair, MO: 0.9% ninety-plus; St. Clair, MO area thirty-to-eighty-nine 2.4% (December 2025, St. Clair, MO); Missouri overall 0.9%.
Opportunity index: St. Clair, MO
St. Clair, MO index 27.4, St. Clair, MO phase weak; St. Clair, MO primary driver vacancy, St. Clair, MO second driver bank institutional. St. Clair, MO components: property stress 16.8, foreclosure pressure 17.6, listing discounts 18.2, bank stress 48.3, insurance 0.0; St. Clair, MO pulse 31.6; St. Clair, MO capital opportunity 21.0; St. Clair, MO seven-day change +0.1%.
ZIP market phases inside St. Clair, MO
16 St. Clair, MO ZIPs carry a price-cycle phase; St. Clair, MO ZIPs by phase (St. Clair, MO), deepest drawdown first: peak, +3.9% YoY (St. Clair, MO): 64724; peak, +4.4% YoY (St. Clair, MO): 64738, 64740, 64744, 64750, St. Clair, MO 64763, 64776, 64781, 64783, St. Clair, MO 65355, 65735, 65774, 65785; peak, +4.2% YoY (St. Clair, MO): 64770; peak, +3.8% YoY (St. Clair, MO): 64780; peak, +4.1% YoY (St. Clair, MO): 65674.
Residential listings by St. Clair, MO ZIP
St. Clair, MO ZIPs with the most tracked St. Clair, MO residential listings: 64738 4 listings, 1 candidates, bank pressure 49; 64776 2 listings, 1 candidates, bank pressure 53; 64724 0 listings, 0 candidates, bank pressure 52; 64763 0 listings, 0 candidates, bank pressure 49 (St. Clair, MO); 64780 0 listings, 0 candidates, bank pressure 47; 64781 0 listings, 0 candidates, bank pressure 49. St. Clair, MO totals: 6 listings; St. Clair, MO candidates 2; active ZIPs 0.
HUD assisted housing in St. Clair, MO
1 assisted properties with 20 units sit in St. Clair, MO; largest St. Clair, MO properties: Appleton Estates (Appleton City) 20 units, 20 assisted.
Lenders with branches in St. Clair, MO
St. Clair, MO lenders by branch count: St Clair County State Bank (St. Clair, MO): stress 42, 4 branches low in St. Clair, MO; Hawthorn Bank (St. Clair, MO): stress 56, 1 branch low in St. Clair, MO; Community First Bank (St. Clair, MO): stress 48, 1 branch low in St. Clair, MO.
Vacancy and permits, St. Clair, MO
1,219 of 5,290 St. Clair, MO housing units are vacant; St. Clair, MO permits, twelve months: 0 multifamily units in St. Clair, MO, 8 one-to-four unit units.
Work St. Clair, MO at the parcel level
Every St. Clair, MO parcel carries owner and address; every St. Clair, MO parcel carries APN; St. Clair, MO distress scores sit on the St. Clair, MO live board.
St. Clair, MO figures refresh with each source.
St. Clair, MO questions
Most distressed ZIP code in St. Clair County, MO?
ZIP 64750 leads St. Clair, MO at 21/100; next in St. Clair, MO: 65674 at 20/100; the St. Clair, MO average is 12/100.
Where does St. Clair County, MO rank for investment opportunity?
St. Clair, MO is #2,083 among all ranked counties, #78 in Missouri; the St. Clair, MO driver is vacancy; St. Clair, MO moved down 128 places.
How many mortgages are delinquent in St. Clair County, MO?
St. Clair, MO takes the non-metro area reading of 0.9% for December 2025; no CFPB county sample covers St. Clair, MO.
Which banks lend in St. Clair County, MO?
3 watched lenders hold St. Clair, MO branches; the largest St. Clair, MO footprints are St Clair County State Bank (4), Hawthorn Bank (1), Community First Bank (1).
More on St. Clair, MO
St. Clair County, MO distress report: public-record figures for St. Clair, MO; not legal advice for St. Clair, MO; not tax or investment advice; verify every St. Clair, MO record before acting.