St. Clair County, MO: Home-Insurance Distress & Forced-Sale Pressure
St. Clair County, MO: 0/100 (low) home-insurance distress; St. Clair, MO band ZERO; St. Clair, MO #2,821 of 3,222 counties; St. Clair, MO #111 of 115 in Missouri; St. Clair, MO coverage multiplier 0.70.
FEMA hazard, St. Clair, MO: 0/100; St. Clair, MO declarations, three years: none; St. Clair, MO five-year count 3 (severity 3.0); St. Clair, MO ten-year 3.
Declared incidents on the St. Clair, MO record: 2023 Severe Storm 2 (St. Clair, MO).
NFIP claims, St. Clair, MO, three years: none; St. Clair, MO claim-stress 0/100.
St. Clair, MO monthly score: 0 in every month from March 2026 (St. Clair, MO) through October 2026.
St. Clair, MO components: all zero this month; St. Clair, MO climate multiplier 0.70.
Construction distress, St. Clair, MO: 42/100 as of August 2026 (St. Clair, MO: 46/100 one-to-four unit, 1/100 multifamily).
St. Clair, MO ZIPs, June 2026 (St. Clair, MO, 16 highest): score 0 (St. Clair, MO), climate 60 (St. Clair, MO): 65355; score 0 (St. Clair, MO), climate 46 (St. Clair, MO): 64770; score 0 (St. Clair, MO), climate 45 (St. Clair, MO): 64750; score 0 (St. Clair, MO), climate 42 (St. Clair, MO): 64740; score 0 (St. Clair, MO), climate 40 (St. Clair, MO): 64783; score 0 (St. Clair, MO), climate 36 (St. Clair, MO): 65674; score 0 (St. Clair, MO), climate 27 (St. Clair, MO): 64744; score 0 (St. Clair, MO), climate 26 (St. Clair, MO): 65735; score 0 (St. Clair, MO), climate 25 (St. Clair, MO): 64724, 64780, 65785; score 0 (St. Clair, MO), climate 24 (St. Clair, MO): 64776; score 0 (St. Clair, MO), climate 22 (St. Clair, MO): 64738, 64763, 64781; score 0 (St. Clair, MO), climate 20 (St. Clair, MO): 65774.
DLRadar rescores St. Clair, MO monthly; St. Clair, MO readings join St. Clair, MO foreclosure, lien and ownership parcels (St. Clair, MO), so cost-squeezed St. Clair, MO owners surface before listing.
Inside Missouri, St. Clair County ranks 111th of 115 counties for home-insurance distress at 0/100; Ray County (0/100) sits just above St. Clair County, and Schuyler County (0/100) sits just below St. Clair County.
Deterministic. Every St. Clair County, MO signal traces to a public St. Clair dataset (FEMA, NFIP, Census for St. Clair, MO) · how insurance distress works in St. Clair, MO · methodology
FAQ: St. Clair County, MO insurance distress
What is the St. Clair County, MO home-insurance-distress score?
St. Clair, MO: 0/100 (ZERO), #2,821 of 3,222, #111 in Missouri. FEMA hazard, St. Clair, MO: 0/100; NFIP stress, St. Clair, MO: 0/100; construction, St. Clair, MO: 42/100; St. Clair, MO rescores monthly.
Is St. Clair County insurance distress getting better or worse (MO)?
St. Clair, MO: 0 in March 2026; St. Clair, MO: 0 in October 2026 (unchanged).
Which St. Clair County ZIP codes carry the most insurance distress (MO)?
St. Clair, MO, June 2026: 65355 at 0, 64770 at 0, 64750 at 0, 64740 at 0; St. Clair, MO climate scores there: 60, 46, 45, 42.
Why does St. Clair, MO insurance distress create sellers?
A St. Clair, MO premium outruns the St. Clair, MO budget; a carrier leaves St. Clair, MO; St. Clair, MO carrying cost passes plan; St. Clair, MO owners sell while current; St. Clair, MO insurance distress leads St. Clair, MO foreclosure data.