ZIP 64780 Foreclosure, Tax-Lien & Distress Report

St. Clair County, Missouri's ZIP 64780 registers 9/100 composite distress, which DLRadar reads as minimal. Latent structural risk is 21/100 while live distress already moving reads 2/100. The sharpest non-environmental signals are construction/permit lag (25/100), structural risk (21/100), institutional ownership (10/100). institutional ownership (10/100) and mortgage stress (7/100) stay muted.

Prices here sit in a peak phase: values rose 3.8% over the trailing year (phase confidence 25/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $51,000, below the U.S. median near $78,000. Roughly 5.3% live below the poverty line, a low share typical of higher-equity areas. Around 13% of adults hold a bachelor's degree or higher. On demographic stress specifically, 64780 scores 24/100. Owners hold 85% of homes, renters 15%. Population is roughly 361 with a median age of 59. Rent burden reaches 24% of tenant households. Vacancy runs 49.6%, above the national norm and a classic distress-and-opportunity signal. There are about 268 housing units across 64780. The typical home is worth about $108,100 (1.3× income, relatively affordable).

Net-net, 64780 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 64780 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 64780 runs through one identical public-record model, so its 9/100 sits on the same scale as every other ZIP in St. Clair County, Missouri and the nation. Where the public record is thin for 64780, the field stays empty rather than modeled, and fills in as new documents post.

64780's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 64780 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.