ZIP 64790 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 64790 (Vernon County, Missouri) at a low 20/100 for overall property distress. Environmental exposure also runs high (flood (NFIP) exposure (85/100), FEMA disaster exposure (65/100)). Property-level stress concentrates in institutional ownership (54/100), structural risk (44/100), mortgage stress (21/100). mortgage stress (21/100) stay muted. The split runs 44/100 structural to 6/100 active on the ground.

Prices here sit in a peak phase: values rose 4.4% over the trailing year (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $164,100 (2.7× income, relatively affordable). Vacancy runs 9.9%. The tenure split is 69% owner-occupied to 31% rented. DLRadar's demographic-stress index for the area reads 27/100. Population is roughly 973 with a median age of 48. Around 10% of adults hold a bachelor's degree or higher. There are about 433 housing units across 64790. At $43,214, median income runs below typical U.S. levels. Roughly 18.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 6% of renters are cost-burdened.

On balance 64790 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 64790's 20/100 can be lined up against any neighbor in Vernon County, Missouri or any ZIP coast to coast. Where the public record is thin for 64790, the field stays empty rather than modeled, and fills in as new documents post.

64790's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 64790 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.