ZIP 64741 Foreclosure, Tax-Lien & Distress Report
Vernon County, Missouri · High Vacancy market
ZIP code 64741 in Vernon County, Missouri carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. Structurally it carries 44/100, against 6/100 of stress already in motion. It additionally carries heavy environmental risk: flood (NFIP) exposure (85/100), FEMA disaster exposure (65/100). What sets it apart are the readings on institutional ownership (54/100), structural risk (44/100), mortgage stress (21/100). On the quiet end sit mortgage stress (21/100).
The market reads peak — home values rose 4.4% year on year (phase confidence 29/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
About 299 people live here, median age 30. The typical home is worth about $88,700 (2.3× income, relatively affordable). The ZIP holds roughly 157 housing units. 96% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 34/100. The vacancy rate is 31.9% — elevated. Rent burden reaches 80% of tenant households. About 17% have a four-year degree. Median household income is $37,125, below the U.S. median near $78,000. The poverty rate is 10.4%.
Taken together, 64741 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 64741 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Because one deterministic model scores every ZIP, 64741's 20/100 can be lined up against any neighbor in Vernon County, Missouri or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 64741 reflects the current record instead of a stale or modeled snapshot.
The 20/100 figure for 64741 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 64741 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 64741
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 64741 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 64741, the same set carried on every parcel.
Other Vernon County ZIP codes
More distress data near 64741
Further distress data across Vernon County, Missouri at ZIP, county and state level.
Unlock parcel-level detail for ZIP 64741
Get every distressed property in 64741 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click funding + closing path. Nationwide, refreshed continuously.
No modelling: every input is a public record · methodology