ZIP 64778 Property Distress & Foreclosure Data

ZIP code 64778 in Vernon County, Missouri carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (86/100), FEMA disaster exposure (64/100). What sets it apart are the readings on construction/permit lag (100/100), structural risk (69/100), institutional ownership (53/100). mortgage stress (21/100) stay muted. Structural risk reads 69/100 against active distress of 6/100.

Prices here sit in a peak phase: values rose 4.1% over the trailing year, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

369 residents call 64778 home, typically aged 46. The demographic-stress sub-score lands at 18/100. The typical home is worth about $151,700. 89% of housing is owner-occupied. Vacancy runs 23.1%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 0% of tenant households. Around 23% of adults hold a bachelor's degree or higher. There are about 207 housing units across 64778. The poverty rate is 3.3% — low. At $57,212, median income runs below typical U.S. levels.

Taken together, 64778 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.