ZIP 64728 Foreclosure, Tax-Lien & Distress Report
Vernon County, Missouri · High Vacancy market
ZIP code 64728 in Vernon County, Missouri carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (85/100), FEMA disaster exposure (65/100). Structural risk reads 44/100 against active distress of 6/100. The most distinctive pressure shows up in institutional ownership (54/100), structural risk (44/100), mortgage stress (21/100). By contrast, mortgage stress (21/100) register low.
Prices here sit in a peak phase: values rose 4.4% over the trailing year, at 29/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Households earn a median $73,125 — near the roughly $78,000 national figure. Around 10% of renters are cost-burdened. A median home runs $125,000 here, or 2.1 times local income. Population is roughly 348 with a median age of 46. On demographic stress specifically, 64728 scores 23/100. Vacancy runs 28.4%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 24% bachelor's-or-above. Owners hold 92% of homes, renters 8%. Roughly 14.5% live below the poverty line. There are about 201 housing units across 64728.
On the whole, 64728 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 64728 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Big metro or rural, 64728 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Vernon County, Missouri and the nation. Nothing here is interpolated — where a source is thin for 64728, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 64728 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. For a buyer, 64728 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 64728
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 64728 by the numbers
Current distress, phase, housing and lender-pressure figures for 64728, drawn from the same report attached to each property.
Vernon County ZIPs near 64728
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Other reports tied to Vernon County, Missouri — ZIP, county and statewide.
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Deterministic scoring, sourced entirely from public data · methodology