ZIP 64771 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 64771 in Vernon County, Missouri comes in at 20, a low composite-distress reading. Its heaviest discrete signals: institutional ownership (54/100), structural risk (44/100), mortgage stress (21/100). By contrast, mortgage stress (21/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (85/100), FEMA disaster exposure (65/100)). On the structural side it scores 44/100, with 6/100 of stress already active.

Prices here sit in a peak phase: values rose 4.4% over the trailing year, at 29/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $120,500 here, or 2.9 times local income. 9.5% of residents fall below the poverty threshold. Median household income is $61,442, below the U.S. median near $78,000. The tenure split is 85% owner-occupied to 15% rented. Vacancy runs 10.7%. The demographic-stress sub-score lands at 24/100. Around 8% of renters are cost-burdened. 433 residents call 64771 home, typically aged 51. Around 12% of adults hold a bachelor's degree or higher. The ZIP holds roughly 212 housing units.

Overall, 64771 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 64771 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 64771 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 64771 shows blanks, not estimates, wherever the record is sparse.

Behind 64771's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 64771 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.