ZIP 64784 Foreclosure, Tax-Lien & Distress Report

ZIP 64784's composite property-distress score is 17/100 - DLRadar classes that as low for Vernon County, Missouri. The sharpest non-environmental signals are institutional ownership (41/100), structural risk (36/100), mortgage stress (17/100). structural risk (36/100) and mortgage stress (17/100) stay muted. On the structural side it scores 36/100, with 5/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (64/100)).

The peak-phase market in 64784 posted values that rose 4.4% over the year, at 29/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 15.7% — elevated. DLRadar's demographic-stress index for the area reads 27/100. The poverty rate is 18.1% — high, a tax-stress and distress correlate. The ZIP holds roughly 635 housing units. Owners hold 72% of homes, renters 28%. Educational attainment sits at 18% bachelor's-or-above. Households earn a median $52,734 — below the roughly $78,000 national figure. A median home runs $165,700 here, or 2.8 times local income. Rent burden reaches 15% of tenant households. 1,346 residents call 64784 home, typically aged 45.

Net-net, 64784 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 64784 read uses the identical public-record model applied coast to coast, which means its 17/100 score means exactly what it means anywhere else, and 64784 stays directly comparable to neighboring ZIPs and the rest of Vernon County, Missouri. The score is rebuilt from public data as it updates, so 64784 reflects the current record instead of a stale or modeled snapshot.

64784's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 64784 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.