Polk County, MO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Polk County, Missouri? DLRadar grades every Polk County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 29/100. Here is the 2026 Polk County breakdown.
- Polk County's most distressed ZIP is 65613 at 29/100.
- 18 ZIP codes tracked in Polk County, averaging 23/100 distress.
- Polk County reads neutral — home values up 3.6% year over year.
- Vacancy runs 15% across Polk County's tracked ZIPs, with a 14.9% poverty rate.
- The typical Polk County home is worth about $200,000 against a ~$60,452 median income.
- Lending headwind in Polk County sits at 45/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 65613 | 29/100 |
| 2 | 65663 | 29/100 |
| 3 | 65710 | 29/100 |
| 4 | 65727 | 29/100 |
| 5 | 65781 | 29/100 |
| 6 | 65617 | 28/100 |
| 7 | 65725 | 28/100 |
| 8 | 65770 | 26/100 |
| 9 | 65601 | 25/100 |
| 10 | 65640 | 25/100 |
| 11 | 65648 | 24/100 |
| 12 | 65650 | 23/100 |
Most distressed ZIP codes in Polk County (composite distress 0-100, 2026)
What is driving Polk County distress
DLRadar builds Polk County's distress picture only from records anyone can pull; its ZIPs average 23/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Polk County market phase and pricing
Phase for Polk County: neutral (+3.6% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Polk County
The Polk County scores above are open to read. A 60-minute exploration adds the individual distressed properties behind each ZIP — no card required.
No card charged today · explore every module with live data.
Frequently asked questions
Which ZIP code leads Polk County on distress?
ZIP 65613 leads Polk County at 29/100, recomputed monthly from public records.
Is Polk County expanding or contracting?
Phase for Polk County: neutral, tracking a 3.6% gain year over year, read off the FHFA index.
What is this Polk County analysis built from?
The inputs are all public: FHFA for the neutral path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 18 ZIP codes in Polk County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Polk County ZIP codes?
A county average hides the spread. Across the Polk County ZIPs DLRadar ranks, scores run from 29/100 in 65613 down to 23/100 in 65650, against a Polk County average of 23/100. The 6-point range is the argument for ZIP-level search across Polk County.
What do Polk County home values and vacancy say about distressed supply?
The typical Polk County home carries about $200,000 of value against a median household income near $60,452. Vacancy across Polk County's tracked ZIPs runs 15% and the poverty rate is 14.9%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Polk County's foreclosure and tax-lien filings and its 45/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.