Polk County, MO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Polk County, MO distress report, 2026: 18 ZIPs scored in Polk, MO, Polk, MO average 22/100; the top Polk, MO ZIP is 65781 at 28/100; Polk, MO market phase neutral, Polk, MO prices +3.6% year over year.
- Polk, MO ranks #1,071 nationally (opportunity index); Polk, MO #29 in Missouri; Polk, MO index 30.9.
- Polk, MO: no CFPB county sample; Polk, MO metro area reading 0.8%.
- Polk, MO ZIP phases: 13 neutral, 5 peak.
- Polk, MO residential listings tracked: 16 across 10 ZIPs; Polk, MO candidate listings 9.
- Polk, MO lenders on watch: 6; largest Polk, MO footprint Bank Of Missouri (2 branches).
- Polk, MO most distressed ZIP: 65781 at 28/100.
Polk, MO figures: DLRadar distress index; Polk, MO inputs: CFPB, FHFA, HUD, FDIC; Polk, MO rebuilt as sources refresh.
| Rank | Polk, MO ZIP | Score |
|---|---|---|
| 1 | 65781 | 28/100 |
| 2 | 65613 | 27/100 |
| 3 | 65663 | 27/100 |
| 4 | 65710 | 27/100 |
| 5 | 65727 | 27/100 |
| 6 | 65617 | 26/100 |
| 7 | 65725 | 26/100 |
| 8 | 65770 | 25/100 |
| 9 | 65601 | 24/100 |
| 10 | 65640 | 24/100 |
| 11 | 65648 | 23/100 |
| 12 | 65650 | 22/100 |
Most distressed Polk, MO ZIPs (0-100, 2026)
Mortgage delinquency around Polk, MO
No CFPB county sample covers Polk, MO; the metro area reading for Polk, MO (Springfield, MO): 0.8% ninety-plus; Polk, MO area thirty-to-eighty-nine 2.0% (December 2025, Polk, MO); Missouri overall 0.9%.
Opportunity index: Polk, MO
Polk, MO index 30.9, Polk, MO phase watchlist; Polk, MO primary driver construction, Polk, MO second driver bank institutional. Polk, MO components: property stress 17.5, foreclosure pressure 17.4, listing discounts 31.1, bank stress 51.6, insurance 0.0; Polk, MO pulse 34.4; Polk, MO capital opportunity 25.6; Polk, MO seven-day change +0.1%.
ZIP market phases inside Polk, MO
18 Polk, MO ZIPs carry a price-cycle phase; Polk, MO ZIPs by phase (Polk, MO), deepest drawdown first: peak, +3.9% YoY (Polk, MO): 65601; neutral, +3.6% YoY (Polk, MO): 65613, 65617, 65622, 65648, Polk, MO 65663, 65685, 65710, 65725, Polk, MO 65727; neutral, +3.8% YoY (Polk, MO): 65640, 65767; peak, +4.0% YoY (Polk, MO): 65649, 65650; peak, +4.1% YoY (Polk, MO): 65674; peak, +4.4% YoY (Polk, MO): 65724.
Residential listings by Polk, MO ZIP
Polk, MO ZIPs with the most tracked Polk, MO residential listings: 65613 6 listings, 4 candidates, bank pressure 61; 65710 4 listings, 4 candidates, bank pressure 61; 65674 3 listings, 1 candidates, bank pressure 56; 65601 1 listings, 0 candidates, bank pressure 60 (Polk, MO); 65640 1 listings, 0 candidates, bank pressure 58; 65725 1 listings, 0 candidates, bank pressure 62; 65617 0 listings, 0 candidates, bank pressure 62; 65649 0 listings, 0 candidates, bank pressure 58. Polk, MO totals: 16 listings; Polk, MO candidates 9; active ZIPs 5.
Lenders with branches in Polk, MO
Polk, MO lenders by branch count: Bank Of Missouri (Polk, MO): stress 66, 2 branches low in Polk, MO; Oakstar Bank (Polk, MO): stress 61, 2 branches low in Polk, MO; Grand Missouri Bank (Polk, MO): stress 56, 2 branches low in Polk, MO; Commerce Bank (Polk, MO): stress 62, 1 branch low in Polk, MO; Great Southern Bank (Polk, MO): stress 62, 1 branch low in Polk, MO; Mid-Missouri Bank (Polk, MO): stress 56, 1 branch low in Polk, MO.
Vacancy and permits, Polk, MO
1,423 of 13,482 Polk, MO housing units are vacant; Polk, MO permits, twelve months: 3 multifamily units in Polk, MO, 51 one-to-four unit units.
Work Polk, MO at the parcel level
Every Polk, MO parcel carries owner and address; every Polk, MO parcel carries APN; Polk, MO distress scores sit on the Polk, MO live board.
Polk, MO figures refresh with each source.
Polk, MO questions
Most distressed ZIP code in Polk County, MO?
ZIP 65781 leads Polk, MO at 28/100; next in Polk, MO: 65613 at 27/100; the Polk, MO average is 22/100.
Where does Polk County, MO rank for investment opportunity?
Polk, MO is #1,071 among all ranked counties, #29 in Missouri; the Polk, MO driver is construction; Polk, MO moved up 172 places.
How many mortgages are delinquent in Polk County, MO?
Polk, MO takes the metro area reading of 0.8% for December 2025; no CFPB county sample covers Polk, MO.
Which banks lend in Polk County, MO?
6 watched lenders hold Polk, MO branches; the largest Polk, MO footprints are Bank Of Missouri (2), Oakstar Bank (2), Grand Missouri Bank (2).
More on Polk, MO
Polk County, MO distress report: public-record figures for Polk, MO; not legal advice for Polk, MO; not tax or investment advice; verify every Polk, MO record before acting.