Ripley County, MO: Foreclosures, Tax Liens & Distressed Properties
Ripley County, MO, Missouri: 9 ZIP codes scored, Ripley County, MO averaging 25/100 (low, Ripley, MO), from 19 to 31. Ripley County, MO is in its peak phase (Ripley, MO confidence 29/100): Ripley, MO home prices up 4.4% (Ripley, MO) over twelve months. Ripley County, MO lender headwind: 0/100.
Highest-scoring Ripley County, MO ZIPs: 63935 (31/100), 63942 (30/100), 63945 (27/100), 63954 (27/100), 63953 (24/100), 63939 (22/100). Also scored in Ripley County, MO: 63955, 63941, 63943.
Across Ripley County, MO's scored ZIPs: median home value $108,788, household income $44,776, 28.1% vacancy, 24.2% poverty, 77% owner-occupied, median age 47.5.
Ripley County, MO insurance distress 74/100 (#541 in the US); FEMA hazard 74/100 for Ripley, MO; 10 federal disaster declarations in Ripley County, MO since 2023; 5 Ripley, MO NFIP flood claims, $94K paid; Ripley, MO construction distress 34/100.
3 banks with 4 branches lend in Ripley County, MO; Ripley, MO weighted bank stress 31/100, highest 58/100 in Ripley, MO.
Ripley County, MO unemployment 5.1% (Ripley, MO +0.4 pts, six months).
5,168 housing units in Ripley County, MO; 851 Ripley, MO renter households; 45% of Ripley, MO renters spend 30%+ of income on rent, 22% (Ripley, MO) half or more.
Ripley County, MO ranks #543 nationally on the opportunity index (Ripley, MO, among all ranked counties); Ripley, MO scores 33.2/100 and Ripley, MO sits #15 inside Missouri. Ripley, MO is in the overheated opportunity phase; Ripley, MO's primary driver is vacancy, Ripley, MO second driver construction; Ripley, MO moved up 30 places. 117 days on market observed in Ripley, MO; 22.3% vacancy over 9 Ripley, MO ZIPs.
No CFPB county sample covers Ripley County, MO. The non-metro area reading for Ripley, MO: 0.9% ninety-plus days late; Ripley, MO's thirty-to-eighty-nine share is 2.4% (Ripley, MO, December 2025 data); Missouri overall 0.9%.
Ripley County, MO has 3 watched banks; 3 Ripley, MO banks sit in an elevated band. Ripley, MO footprints: Peoples Community Bank (2 branches, stress 12) in Ripley, MO; Southern Bank (1 branch, stress 58) in Ripley, MO; Bank Of Grandin (1 branch, stress 40) in Ripley, MO.
HUD lists 1 assisted multifamily property in Ripley County, MO with 36 units; 35 Ripley, MO units are assisted, 1 Ripley, MO properties under project-based Section 8.
1,166 of the 5,168 housing units in Ripley, MO sit vacant.
Where distress concentrates in Ripley County
Further intelligence on this market
The stack runs top-down — cycle, credit, coverage, ZIP, parcel — so a signal you find here can be verified against four others.
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