ZIP 63945 Property Distress & Foreclosure Data

ZIP code 63945 in Butler County, Missouri carries a composite property-distress score of 36/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (81/100), construction/permit lag (79/100), institutional ownership (77/100). By contrast, mortgage stress (30/100) register low. On the structural side it scores 81/100, with 9/100 of stress already active. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), climate & FEMA risk (80/100), FEMA disaster exposure (73/100).

The market reads peak — home values rose 4.1% year on year (phase confidence 30/100). Topping markets hide individual distress behind strong averages.

Households earn a median $48,276 — below the roughly $78,000 national figure. On demographic stress specifically, 63945 scores 31/100. Around 13% of renters are cost-burdened. The tenure split is 79% owner-occupied to 21% rented. About 8% have a four-year degree. About 1,278 people live here, median age 46. Roughly 26.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $145,900 here, or 3.1 times local income. The ZIP holds roughly 480 housing units. The vacancy rate is 19.7% — elevated.

Net-net, 63945 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.