ZIP 72422 Property Distress & Foreclosure Data

ZIP code 72422 in Clay County, Arkansas carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (56/100), structural risk (50/100), mortgage stress (24/100). mortgage stress (24/100) stay muted. On the structural side it scores 50/100, with 7/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (74/100), FEMA disaster exposure (73/100), climate & FEMA risk (67/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year (phase confidence 36/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 17% of adults hold a bachelor's degree or higher. 4,302 residents call 72422 home, typically aged 41. At $44,848, median income runs below typical U.S. levels. Around 15% of renters are cost-burdened. The typical home is worth about $96,500 (1.9× income, relatively affordable). 72% of housing is owner-occupied. The poverty rate is 15.4%. The demographic-stress sub-score lands at 25/100. The ZIP holds roughly 2,262 housing units. The vacancy rate is 22.3% — elevated.

Taken together, 72422 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.