ZIP 72456 Foreclosure, Tax-Lien & Distress Report

ZIP code 72456 in Clay County, Arkansas carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 48/100 structural and 7/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (73/100), climate & FEMA risk (67/100), FEMA disaster exposure (65/100). The most distinctive pressure shows up in institutional ownership (52/100), structural risk (48/100), mortgage stress (24/100). mortgage stress (24/100) stay muted.

The market reads peak — home values rose 3.3% year on year (phase confidence 24/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 322 housing units. Households earn a median $52,857 — below the roughly $78,000 national figure. 86% of housing is owner-occupied. Around 53% of renters are cost-burdened. 610 residents call 72456 home, typically aged 40. Around 17% of adults hold a bachelor's degree or higher. The vacancy rate is 29.3% — elevated. The poverty rate is 19.2% — high, a tax-stress and distress correlate. A median home runs $116,500 here, or 2.3 times local income. DLRadar's demographic-stress index for the area reads 32/100.

Taken together, 72456 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 72456 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 72456 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 72456 can be compared directly against any other ZIP in Clay County, Arkansas or nationwide. 72456 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

The 22/100 figure for 72456 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 72456 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.