ZIP 72461 Foreclosure, Tax-Lien & Distress Report
Clay County, Arkansas · High Vacancy market
ZIP 72461's composite property-distress score is 26/100 - DLRadar classes that as low for Clay County, Arkansas. It additionally carries heavy environmental risk: flood (NFIP) exposure (73/100), climate & FEMA risk (69/100), FEMA disaster exposure (67/100). The sharpest non-environmental signals are structural risk (57/100), institutional ownership (53/100), construction/permit lag (30/100). On the quiet end sit construction/permit lag (30/100) and mortgage stress (23/100). Structural exposure scores 57 and live distress 7 on the 0–100 scale.
The market reads peak — home values rose 3.2% year on year, at 24/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
There are about 1,868 housing units across 72461. Owners hold 73% of homes, renters 27%. The vacancy rate is 16.4% — elevated. Median household income is $54,194, below the U.S. median near $78,000. 15.1% of residents fall below the poverty threshold. Around 18% of adults hold a bachelor's degree or higher. Population is roughly 3,684 with a median age of 41. On demographic stress specifically, 72461 scores 25/100. The typical home is worth about $99,300 (1.8× income, relatively affordable). Around 24% of renters are cost-burdened.
On the whole, 72461 leans distressed, with opportunity clustered in specific stressed parcels. 72461 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
No ZIP is too small to score: 72461 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 72461 reflects the current record instead of a stale or modeled snapshot.
The 26/100 figure for 72461 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 72461 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 72461’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 72461 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 72461, the same set carried on every parcel.
Neighbouring ZIPs in Clay County
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Keep going: ZIP, county and state distress coverage for Clay County, Arkansas.
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Rules-based scoring — each signal ties to a public dataset · methodology