ZIP 63954 Property Distress & Foreclosure Data

ZIP code 63954 in Butler County, Missouri carries a composite property-distress score of 36/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (95/100), climate & FEMA risk (81/100), FEMA disaster exposure (73/100). The latent-versus-live split is 81/100 structural and 9/100 already moving. What sets it apart are the readings on structural risk (81/100), construction/permit lag (79/100), institutional ownership (77/100). By contrast, mortgage stress (30/100) register low.

The market reads peak — home values rose 4.1% year on year (phase confidence 30/100). Topping markets hide individual distress behind strong averages.

Around 82% of renters are cost-burdened. Roughly 29.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $95,000 here, or 2.0 times local income. The vacancy rate is 16.1% — elevated. Households earn a median $39,554 — below the roughly $78,000 national figure. The tenure split is 74% owner-occupied to 26% rented. About 6% have a four-year degree. The ZIP holds roughly 450 housing units. On demographic stress specifically, 63954 scores 38/100. About 981 people live here, median age 47.

Net-net, 63954 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.